

Michael Caras
Loan Consultant

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Mike was recommended to us by friends and we would enthusiastically do the same.
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thank you, Carissa, for sharing your experience and for considering recommending me to others. I'm happy to have been able to assist you, and if you ever need anything else, please feel free to reach out.
Michael Caras has received a review with 5 star rating from C D
Reply from Michael Caras
August 10th, 2026 05:45 PM
Thank you, C, for the 5-star rating. I appreciate your support and am here if you need anything in the future.
Mike was very patient, responsive and explained the process every step of the way.
Reply from Michael Caras
October 2nd, 2026 02:25 PM
I'm grateful for your kind words, John. It's great to know that you found my patience and explanations helpful throughout the process. If you have any further questions or need assistance in the future, feel free to reach out.
Michael Caras has received a review from Lauren T
Michael Caras has received a review with 5 star rating from Patrick J
Fast informative responses to all of my many
Reply from Michael Caras
October 2nd, 2026 02:25 PM
I'm pleased to hear that you found my responses fast and informative, Patrick. If you have any more questions or need further assistance, please don't hesitate to reach out.
Mike is fantastic! Knowledgeable, walks you through the process so there are no surprises, and offers great options that you may not have known were even available.Anyone I’ve ever referred to Mike has thanked me for the introduction. His trustworthiness...
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Michael Caras has received a review from Carissa D
Michael Caras really cares about helping his clients he is knowledgeable about mortgages. Michael was easily reachable either by phone or email. Michael went above and beyond for my wife and I. This allowed us to purchase our forever dream...
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Reply from Michael Caras
October 2nd, 2026 02:25 PM
I'm glad to hear that you had a positive experience, Jared. Knowing that I could play a part in helping you and your wife secure your dream home is truly rewarding. If there's anything more you need in the future, please don't hesitate to reach...
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Mike is great! Always available to talk and very knowledgeable
Reply from Michael Caras
October 2nd, 2026 02:25 PM
It's wonderful to hear that you found me accessible and knowledgeable, Amanda. I'm pleased that I could be of help to you. If you need any further assistance, please feel free to reach out at any time.
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Loans, First Time Homebuyers, FHA Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS#1489370
Hobbies
- Pickleball, Mountain Biking, Snowboarding
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing