

Michael Caras
Loan Consultant

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Michael Caras has received a review with 5 star rating from Amal A
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thank you so much for the 5-star review! We truly appreciate your support and are glad we could provide a great experience.
I want to thank cross country mortgage and especially our senior loan officerMichael Caras for doing such a professional job handling our mortgage needs. I would highly recommend him and his firm! THANK YOU!!
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thank you so much for your kind words, Amal! It was a pleasure working with you, and I’m thrilled we could meet your mortgage needs with professionalism and care. Your recommendation truly means a lot. If you ever need anything in the future,...
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Mike was awesome! Right from the beginning Mike was helping us while he was away on vacation to showing up for closing . Mike was proffesional , propmt with all our questions and extremely knowledgable with his advice. Thank you for all you...
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Reply from Michael Caras
October 2nd, 2026 02:25 PM
Hi Kenneth, Thank you so much for your kind words and the 5-star review! It was my pleasure assisting you throughout the process, even if I was away on vacation. I'm glad I was able to answer your questions and provide useful advice. It's always...
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Michael is extremely responsive & attentive. He always picked up the phone, responded to emails quickly, & supported us through our lending journey. He had great referrals for us for realtors, insurance agents, & legal & the like. I can't say...
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Reply from Michael Caras
October 2nd, 2026 02:25 PM
Hi Brian, I'm thrilled to know that you had a great experience working with me and my team at CrossCountry Mortgage, LLC. Your kind words mean a lot. We always strive to provide a high degree of responsiveness and attentiveness, so it's great...
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Michael took time to explain all of the steps of this process to me and answered my (many) questions. As a first time home buyer I’m so grateful I was connected to this company- it was so efficient and I never felt overwhelmed because I feel...
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Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thank you so much for the kind words Cassie. It was truly an honor and a pleasure to be a part of your journey on becoming a homeowner. I greatly look forward to your updates and watch as you turn this house into a home. As always, here for...
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As a realtor, working with Mike was awesome. He was always quick to respond, and always offer a helping hand. It was a pleasure working with him.
Reply from Michael Caras
October 20th, 2024 03:02 PM
Thank you so much for the kind words Natalie. You're an amazing Realtor and I greatly look forward to helping many more buyers and sellers achieve their goals together!
Mike was so responsive and attentive to all of my needs throughout the entire process! Will certainly use him again
Reply from Michael Caras
October 20th, 2024 03:04 PM
Thanks Alex! Can't wait for the invite to Taco Tuesday in your new home. Cheers!
Mike was so responsive and attentive to all of my needs throughout the entire process! Will certainly use him again
Reply from Michael Caras
October 2nd, 2026 02:25 PM
I'm thrilled to hear you had a positive experience, Alexander! Your kind words mean a lot to me. I strive to provide a responsive and attentive service, so it's fantastic to know that I was successful in that regard. I'm looking forward to...
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Just would like to take a moment and thank all involved in getting this loan processed and made to happen!It was quite an ordeal with many obstacles and hurdles, at times I did not think it was going to happen but with the advise and support...
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Reply from Michael Caras
October 2nd, 2026 02:25 PM
I'm thrilled to hear about your positive experience, Jesse! It's true, the mortgage process can be a rollercoaster of emotions, with many obstacles along the way. I'm delighted that Lisa was there to support you and guide you through the hurdles....
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Michael Caras has received a review with 5 star rating from Hannah R
Reply from Michael Caras
February 5th, 2025 02:51 PM
Thank you so much for the 5-star review, Hannah! I truly appreciate your support and am grateful for the opportunity to work with you. If you ever need anything in the future, don’t hesitate to reach out. Thanks again for your trust and kind...
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Loans, First Time Homebuyers, FHA Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS#1489370
Hobbies
- Pickleball, Mountain Biking, Snowboarding
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing