

Linda Kirkpatrick
Sr. Loan Originator


Bitburg American High School
Linda Kirkpatrick is a trusted mortgage professional with more than 35 years of experience helping homebuyers and homeowners throughout Florida's Emerald Coast achieve their homeownership goals. A Florida Panhandle native with deep ties to ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Reviews from Web
Linda was right up front and available anytime we had any questions or concerns . She was by ourside for the ehole closing process, before and after i woukd recome d her to anyone looking for a loan originator. Thank uou Linda for being so...
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Reply from Linda Kirkpatrick
August 5th, 2025 08:29 PM
Thank you, Judith, for your kind words. It was truly a pleasure to be there every step of the way during your closing process. I'm so glad I could help with any questions or concerns you had. Your recommendation means a lot to me, and I'm grateful...
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Linda is a knowledgeable lender with YEARS of experience. She is punctual, professional, patient, and honest. She is a great listener and will truly find the best match for her clients.
Reply from Owner
January 8th, 2026 11:28 AM
Thank you for the review and your comments. Much appreciated and love working with you ❤️
Linda was great
Reply from Linda Kirkpatrick
June 16th, 2025 08:16 PM
Thank you, Brandon. I wish you and your wife much happiness in your new home. Don't forget to send a picture of the baby!
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About
Linda Kirkpatrick is a trusted mortgage professional with more than 35 years of experience helping homebuyers and homeowners throughout Florida's Emerald Coast achieve their homeownership goals. A Florida Panhandle native with deep ties to the military community, Linda specializes in VA, FHA, conventional, jumbo, first-time homebuyer, and refinance loans. Her extensive background in every facet of mortgage lending gives clients confidence and peace of mind throughout the financing process. Known for her personalized service, attention to detail, and commitment to building lasting relationships, Linda is dedicated to helping every client find the right mortgage solution for their unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
VA, FHA, USDA and Conventional Mortgages
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Education
- Bitburg American High SchoolHigh School Diploma

Positions
- Waterstone Mortgage - Mortgage Loan OfficerMay 16th, 2025 - Current
Memberships
- Emerald Coast Board of Realtors
Year Started
1986
Time Zone
Eastern Time
Licenses
- NMLS# 484680
Awards
Top Producing Loan...
Achievements
- Top Producer from 2011 - 2024
Hobbies
- Traveling
- Playing with my 2 fur babies
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions