Linda Kirkpatrick
Sr. Loan Originator
Bitburg American High School
Linda Kirkpatrick is a trusted mortgage professional with more than 35 years of experience helping homebuyers and homeowners throughout Florida's Emerald Coast achieve their homeownership goals. A Florida Panhandle native with deep ties to ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Awesome interaction from start to finish
Reply from Linda Kirkpatrick
January 23rd, 2026 06:04 PM
Thank you for sharing your feedback, Janelle. I'm glad to hear that you had a positive experience from beginning to end. If you ever need assistance in the future, don't hesitate to reach out.
Linda was a great resource throughout the whole process and was eager to help. Linda came highly recommended and now I know why!
Reply from Linda Kirkpatrick
November 24th, 2025 02:41 PM
I'm glad to hear that you found my support helpful during your process, AJ. It's always rewarding to know that my efforts made a positive impact. Thank you for sharing your experience and for the trust you placed in me based on the recommendations....
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Great service !!! Very satisfied with Linda and the knowledge and information she provided to me and all the help from her and the team! Great first house experience!
Reply from Linda Kirkpatrick
October 7th, 2025 10:56 PM
I'm pleased to hear you had a positive experience. Knowing that the knowledge and information provided were helpful during your first house purchase is rewarding. If you ever have more questions or need assistance in the future, please don't...
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The most professional loan officer you can work with. Transparency, integrity and friendly service are all qualities of Linda Kirkpatrick. From day 1 to closing, not a single day did she leave our questions unanswered and made sure we got the...
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Reply from Owner
September 29th, 2025 12:54 PM
It was a great experience working together, and I'm pleased to know that you felt supported throughout the loan process. Meeting your expectations with transparency and integrity is always my aim. If you have any more questions or need future...
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Linda is the most professional individual we have had the pleasure of working with. She always communicated clearly and went out of her way to make sure all our questions were answered. She also showed up to our closing which added a personal...
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Reply from Linda Kirkpatrick
October 5th, 2025 02:32 PM
I truly appreciate your thoughtful review. Having clear communication and ensuring all your questions are answered is always my priority. I'm pleased to hear that attending your closing added a personal touch to the process. It's great to know...
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Linda and her team at great! Highly recommend her as a loan officer when purchasing a new home.
Reply from Owner
October 7th, 2025 10:57 PM
I'm really happy to hear that you had a positive experience with both myself and my team. Recommending me as a loan officer means a lot, and I'm grateful for your trust. Should you need any assistance in the future, please don't hesitate to...
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Linda and her team were amazing, they walked me through everything and got me through the finifh line on time. Highly recommend her!
Reply from Linda Kirkpatrick
September 23rd, 2025 01:35 PM
I appreciate your positive feedback and recommendation. It was my pleasure to guide you through the process and ensure everything was completed on time. If you ever have more questions or need assistance in the future, don't hesitate to reach...
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Linda is the best! She is our go to mortgage person.
Reply from Linda Kirkpatrick
September 12th, 2025 01:58 PM
I appreciate your feedback, Missy. I'm glad to be your go-to for mortgage needs. If there's anything else I can assist you with, please don't hesitate to let me know.
Linda made the process smooth and was available to help and answer any questions Instantly! We are thankfuly thankfully for her expertise!
Reply from Linda Kirkpatrick
September 10th, 2025 08:04 PM
I appreciate your feedback on the process. I'm pleased to know that everything went smoothly and that I could assist promptly with any questions you had. It was my goal to make your experience as seamless as possible. If there's anything else...
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Linda Kirkpatrick has received a review with 5 star rating from Abby S
Reply from Owner
September 10th, 2025 08:04 PM
I appreciate the 5-star rating, Abby. Thank you for your support!
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About
Linda Kirkpatrick is a trusted mortgage professional with more than 35 years of experience helping homebuyers and homeowners throughout Florida's Emerald Coast achieve their homeownership goals. A Florida Panhandle native with deep ties to the military community, Linda specializes in VA, FHA, conventional, jumbo, first-time homebuyer, and refinance loans. Her extensive background in every facet of mortgage lending gives clients confidence and peace of mind throughout the financing process. Known for her personalized service, attention to detail, and commitment to building lasting relationships, Linda is dedicated to helping every client find the right mortgage solution for their unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
VA, FHA, USDA and Conventional Mortgages
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Education
- Bitburg American High SchoolHigh School Diploma
Positions
- Waterstone Mortgage - Mortgage Loan OfficerMay 16th, 2025 - Current
Memberships
- Emerald Coast Board of Realtors
Year Started
1986
Time Zone
Eastern Time
Licenses
- NMLS# 484680
Awards
Top Producing Loan...
Achievements
- Top Producer from 2011 - 2024
Hobbies
- Traveling
- Playing with my 2 fur babies
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions