Linda Kirkpatrick
Sr. Loan Originator
Bitburg American High School
Linda Kirkpatrick is a trusted mortgage professional with more than 35 years of experience helping homebuyers and homeowners throughout Florida's Emerald Coast achieve their homeownership goals. A Florida Panhandle native with deep ties to ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Linda was such a breeze to work with! She’s incredibly kind and always on top of everything. I would recommend her again and again without hesitation.
Reply from Linda Kirkpatrick
September 2nd, 2025 01:50 PM
It's great to hear that your experience went smoothly, Abby. I'm pleased that my approach and dedication were helpful for you. Thank you for your recommendation and your kind words. If there's ever anything more I can assist with, just let...
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We hit a
couple speed bumps along
the way. And where able
to accomplish the refinance
after several years of working with other realtors.
Reply from Linda Kirkpatrick
August 29th, 2025 03:25 PM
I'm pleased to hear that you were able to accomplish your refinance after such a journey. Navigating through the challenges and overcoming speed bumps is all part of getting it right, and I'm glad I could contribute to your success. If you...
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Linda is top notch. She answered dvery text and call immediatel.
Reply from Linda Kirkpatrick
August 27th, 2025 07:11 PM
Kimberly, I appreciate your wonderful feedback. I'm happy to hear that you found my responsiveness helpful. Being available to answer your questions is something I prioritize, and it's great to know it made a positive impact on your experience....
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Made everything very easy!
Reply from Linda Kirkpatrick
August 12th, 2025 09:19 PM
Thank you, Steven! I'm glad to hear that everything felt easy for you during the process. It was a pleasure assisting you with your needs. If you have any further questions or need assistance down the road, I'm here to help.
Linda was very personable , knowledgeable and quick with responses. She was an absolute pleasure to work with !
Reply from Linda Kirkpatrick
August 12th, 2025 03:43 PM
Thank you, Lynne.
I enjoyed getting to know and work with you.
Look forward to future purchases.
Linda is the
Reply from Linda Kirkpatrick
August 14th, 2025 04:53 PM
I'm grateful for your review, even though it seems to have ended abruptly. Please feel free to share any thoughts or experiences you'd like to discuss further. Your input is valuable, and I'm here to help with anything you might need.
Linda was right up front and available anytime we had any questions or concerns . She was by ourside for the ehole closing process, before and after i woukd recome d her to anyone looking for a loan originator. Thank uou Linda for being so...
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Reply from Linda Kirkpatrick
August 5th, 2025 08:29 PM
Thank you, Judith, for your kind words. It was truly a pleasure to be there every step of the way during your closing process. I'm so glad I could help with any questions or concerns you had. Your recommendation means a lot to me, and I'm grateful...
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Linda is a knowledgeable lender with YEARS of experience. She is punctual, professional, patient, and honest. She is a great listener and will truly find the best match for her clients.
Reply from Owner
January 8th, 2026 11:28 AM
Thank you for the review and your comments. Much appreciated and love working with you ❤️
Linda was great
Reply from Linda Kirkpatrick
June 16th, 2025 08:16 PM
Thank you, Brandon. I wish you and your wife much happiness in your new home. Don't forget to send a picture of the baby!
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About
Linda Kirkpatrick is a trusted mortgage professional with more than 35 years of experience helping homebuyers and homeowners throughout Florida's Emerald Coast achieve their homeownership goals. A Florida Panhandle native with deep ties to the military community, Linda specializes in VA, FHA, conventional, jumbo, first-time homebuyer, and refinance loans. Her extensive background in every facet of mortgage lending gives clients confidence and peace of mind throughout the financing process. Known for her personalized service, attention to detail, and commitment to building lasting relationships, Linda is dedicated to helping every client find the right mortgage solution for their unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
VA, FHA, USDA and Conventional Mortgages
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Education
- Bitburg American High SchoolHigh School Diploma
Positions
- Waterstone Mortgage - Mortgage Loan OfficerMay 16th, 2025 - Current
Memberships
- Emerald Coast Board of Realtors
Year Started
1986
Time Zone
Eastern Time
Licenses
- NMLS# 484680
Awards
Top Producing Loan...
Achievements
- Top Producer from 2011 - 2024
Hobbies
- Traveling
- Playing with my 2 fur babies
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions