Linda Kirkpatrick
Sr. Loan Originator
Bitburg American High School
Linda Kirkpatrick is a trusted mortgage professional with more than 35 years of experience helping homebuyers and homeowners throughout Florida's Emerald Coast achieve their homeownership goals. A Florida Panhandle native with deep ties to ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Linda was very informative and with me from the beginning unt closin!
Reply from Linda Kirkpatrick
April 3rd, 2026 01:38 PM
I'm pleased to hear that you found my support informative throughout the process, Robin. Being there from the start to the closing is important to me, as I strive to make the journey as smooth and transparent as possible. Should you have any...
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Linda K is solid! She helps buyers and realtors with the loan process so they have a clearer understanding of what is financially possible. That creates confidence and calm in the midst of a big decision like buying a home.
Reply from Owner
March 28th, 2026 02:11 PM
Thank you, Lisa, for your thoughtful review. I'm glad I could help create confidence and clarity during the loan process. It's important to me that both buyers and realtors feel assured in their financial decisions, especially during such a...
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Linda is tops! She communicates clearly and often with me as the realtor and with the buyers. She is detail-oriented and works to get a customer qualified so we have confidence in what is financially possible . When I get the opportunity to...
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Reply from Linda Kirkpatrick
March 28th, 2026 02:38 PM
I appreciate your words, Lisa. It's important to me to communicate clearly and ensure that everyone involved feels confident about their financial decisions. Working closely with you and the buyers allows us to achieve these goals effectively....
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Linda did a fine job everything went smoothly
Reply from Owner
March 23rd, 2026 03:16 PM
It's fantastic to know that everything went smoothly, Rohn, and I'm pleased to hear you were satisfied with my work. If there's anything more I can help with, please feel free to reach out.
All went smoothly and fast!
Reply from Linda Kirkpatrick
March 22nd, 2026 07:58 PM
I'm glad to hear everything went smoothly and quickly for you, Rohn. If there's anything else I can assist you with, please let me know.
Linda Kirkpatrick has received a review with 5 star rating from Sandy J
Reply from Owner
March 18th, 2026 03:16 PM
I appreciate the high rating, Sandy. If there's anything more I can do for you, feel free to reach out.
I have known Linda for many years and always recommend my buyers use her. She's pleasant, helpful and professional She's a wonderful lender and I trust her judgement
Reply from Linda Kirkpatrick
March 17th, 2026 08:05 PM
It's truly meaningful to hear your kind words, Sandy. Building and maintaining trust over the years is something I value immensely. I'm grateful for your recommendations and appreciate the confidence you place in my abilities as a lender. If...
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Linda was amazing and went above and beyond to make this a smooth process as a first time homebuyer. I appreciate her kindness, knowledge and attention to detail. Thank you for everything!
Reply from Owner
February 20th, 2026 05:05 PM
I'm pleased to know that your experience as a first-time homebuyer was smooth. It’s great to hear that my knowledge and attention to detail were helpful to you. Thank you for taking the time to share your thoughts, Lisa. If you have any more...
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Linda and her team were amazing and so helpful during this process. She went above and beyond to monitor the mortgage rates and was always there to answer any questions I had. Thank you for making this a wonderful, memorable and easy experience...
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Reply from Linda Kirkpatrick
February 27th, 2026 04:40 PM
It's wonderful to hear about your positive experience, Lisa. Helping first-time homebuyers like you is truly rewarding, and I'm glad my team's efforts made the process memorable and smooth. If you have any questions in the future or need assistance,...
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Linda Kirkpatrick has received a review with 5 star rating from Janelle
Reply from Owner
November 15th, 2021 07:38 PM
Thank you for the 5-star rating, Janelle.
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About
Linda Kirkpatrick is a trusted mortgage professional with more than 35 years of experience helping homebuyers and homeowners throughout Florida's Emerald Coast achieve their homeownership goals. A Florida Panhandle native with deep ties to the military community, Linda specializes in VA, FHA, conventional, jumbo, first-time homebuyer, and refinance loans. Her extensive background in every facet of mortgage lending gives clients confidence and peace of mind throughout the financing process. Known for her personalized service, attention to detail, and commitment to building lasting relationships, Linda is dedicated to helping every client find the right mortgage solution for their unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
VA, FHA, USDA and Conventional Mortgages
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Education
- Bitburg American High SchoolHigh School Diploma
Positions
- Waterstone Mortgage - Mortgage Loan OfficerMay 16th, 2025 - Current
Memberships
- Emerald Coast Board of Realtors
Year Started
1986
Time Zone
Eastern Time
Licenses
- NMLS# 484680
Awards
Top Producing Loan...
Achievements
- Top Producer from 2011 - 2024
Hobbies
- Traveling
- Playing with my 2 fur babies
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions