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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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5 Star
97%
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Reviews from Web
  • customer
    K
    Kory J
    Posted on December 28th, 2020 08:29 PM
    Karl is a wild man! I mean that in the most complementary way possible. He helped us navigate every crack and crevice of our custom new build process which involved a handful of wrinkles and bumps along the way. Karl was available to us at...
    read more
  • Encompass
    B
    Blake H
    Blackfoot, ID
    Posted on December 28th, 2020 08:07 PM
    Karl was great to work with! He got everything done quickly and efficiently.
  • Encompass
    P
    Paul E
    Ammon, ID
    Posted on December 25th, 2020 02:01 PM
    Very professional in approach. Every situation had a simple answer. Very quick to respond to any questions.
  • Encompass
    B
    Boyd B
    Idaho Falls, ID
    Posted on December 23rd, 2020 06:50 AM
    Always a pleasure working with Karl. He has been able to get my family into 2 homes. I won't use another lender. Thanks so much for everything.
  • Encompass
    D
    David W
    Shelley, ID
    Posted on December 22nd, 2020 05:40 PM
    Karl was with me every step of the way. If I had a question he would respond quickly. I m very happy to recommend Karl to family and friends.
  • Encompass
    M
    Melanie L
    Idaho Falls, ID
    Posted on November 12th, 2020 05:28 PM
    Karl was so attentive! He patiently responded to my endless barrage of questions, and all so quickly. He instilled a sense of trust, and I didn't ever have to question if he was doing what was best for my refinance. I would recommend him to...
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  • Encompass
    A
    Allyson H
    Rigby, ID
    Posted on November 3rd, 2020 09:36 PM
    Karl was awesome! Answered all our questions (even the dumb ones..) and did so quickly! I would definitely recommend Karl to friends and family!
  • Encompass
    J
    Jason W
    Rigby, ID
    Posted on November 3rd, 2020 02:55 PM
    Communication was good. Karl explained everything to us and he texted back immediately when we had questions or concerns.
  • Encompass
    S
    Samuel B
    Menan, ID
    Posted on November 3rd, 2020 01:49 PM
    Possibly better communication about cost changes. Didn't receive a response back on my last request.
  • Encompass
    J
    Jesse V
    Idaho Falls, ID
    Posted on October 21st, 2020 01:19 PM
    Karl was in constant communication with us advising and telling us what our next step was.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
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    What is the Search Rank Score®?
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.