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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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5 Star
97%
4 Star
2%
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Reviews from Web
  • Encompass
    N
    Nevada B
    Blackfoot, ID
    Posted on February 2nd, 2021 02:46 PM
    Karl was very knowledgeable and was able to get us a great rate on our refinance.
  • Encompass
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    Austin J
    Rigby, ID
    Posted on February 1st, 2021 07:26 PM
    Awesome
  • Encompass
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    Cody L
    Idaho Falls, ID
    Posted on January 21st, 2021 02:34 PM
    Karl is One of the best in the business.
  • Encompass
    K
    Keith R
    Arco, ID
    Posted on January 21st, 2021 01:38 PM
    We constantly received updates as to the progress of our loan so we were never in the dark about what was going on. All communication was clear and well spelled out. The time it took from start to finish was exceptional! Everything was made...
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  • customer
    B
    Brianne H
    Posted on January 13th, 2021 03:15 PM
    Karl made a difficult transaction as easy as he could for us! Karl is very knowledgeable and very helpful. I will recommend him to everyone I know! We will be back in the future!
  • Encompass
    R
    Randy M
    Idaho Falls, ID
    Posted on January 13th, 2021 03:02 PM
    Great experience!
  • Encompass
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    Alejandro S
    Teton, ID
    Posted on January 12th, 2021 08:39 PM
    Karl cares about his clients and their success. Always keeps his clients updated and prepares them for the unexpected.
  • Encompass
    J
    Jeffrey A
    Ammon, ID
    Posted on January 6th, 2021 10:38 AM
    Karl and team went above and beyond to help with my refinance. Honestly in of the easiest times I've ever had buying a home.
  • Encompass
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    Shawn C
    Ammon, ID
    Posted on January 1st, 2021 04:45 PM
    Karl was on top of it.. Made impossible obstacles look like just bumps.. Hung in there and got it done.. Karl and his team at Highland are top Notch..
  • Encompass
    J
    Jeffrey A
    Blackfoot, ID
    Posted on December 29th, 2020 03:03 AM
    Fast, easy, and professional. We were able to close in 45 days, everyone else was taking 120 days. I would recommend Karl to anyone needing mortgage services.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.