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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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5 Star
97%
4 Star
2%
3 Star
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2 Star
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1 Star
1%
Reviews from Web
  • Encompass
    C
    Cory W
    Idaho Falls, ID
    Posted on April 10th, 2021 01:04 PM
    I loved that I had complete access to Karl and his team. they provided quick helpful responses and answered any questions I had fast! it genuinely felt like a fun team coordination and I couldn't be happier as a first time buyer!
  • Encompass
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    Stewart R
    Pocatello, ID
    Posted on April 4th, 2021 02:47 PM
    He was always available and kept me informed every step of the way
  • Encompass
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    Christopher B
    Rigby, ID
    Posted on March 29th, 2021 04:01 PM
    Very friendly and supportive. Great communication and overall a great experience for a first time home buyer
  • customer
    S
    Shantell J
    Posted on March 26th, 2021 05:40 PM
    Karl is awesome!
  • Encompass
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    Maria G
    Rigby, ID
    Posted on March 26th, 2021 05:27 PM
    After the first deal failed through, Karl and his team worked extra hard to make our new closing date within 18 days!! 😀
  • Encompass
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    Cody L
    Rigby, ID
    Posted on March 24th, 2021 08:08 PM
    Record closing time!! Karl and his team killed it on this one!!
  • Encompass
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    Katheleen M
    Pocatello, ID
    Posted on March 23rd, 2021 11:17 PM
    Excellent communication, made us feel like we were not just a customer but a friend! We will do business with Karl and his team again!! I highly recommend them!!
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    Matthew R
    Pocatello, ID
    Posted on March 20th, 2021 01:04 PM
    Thanks for the help.
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    Kelly A
    Rigby, ID
    Posted on March 19th, 2021 01:43 PM
    Working with Karl is always a pleasure!
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    Mindy L
    Shelley, ID
    Posted on March 12th, 2021 03:51 PM
    Everything went very smooth until right towards the end. We had asked for a new document showing the breakdown of our loan with a smaller cash out amount 1 week before we closed, but never received it. We finally asked Tanya for it and got...
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.