Karl Bowcutt

Name: Idaho Falls
Address: 301 Park Avenue Unit 3, Idaho Falls, Idaho, 83402
Telephone: +1-208-881-1723
Rating: 4.92

Branch Manager | NMLS# 22350

Idaho Falls

4.92

(330)

Mortgage

Mortgage Loan Officer

Contact Info

(208) 607-4166

208-350-6267

Idaho Falls, ID

https://highlandsmortgage.com/agents/karl-bowcutt/

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4.92

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I would recommend Karl over and over again. He did a phenomenal job at explaining everything on our loan to us. He never left us in the dark and he made the process extremely smooth for us. Not only is he super nice but it is obvious he is...

Karl is a rockstar lender. When I was in a bind last September, Karl directed me to the right people and now again in April he made a refinance happen. I will continue to refer him to all my clients, friends and family!

Great experience!

Karl was so great to work with on our refinance! He listened to our needs and bent over backwards to make it happen. Thanks Karl and team!

Great customer service

Karl, was available at all times during business hours and after even on his vacation! If Karl didn't have an answer to a question ( which I don't think was ever or extremely seldom) he would get it and call back immediately. Karl became more...

Very on point, up front, and clear communications. We were updated and informed of what step was complete and what to expect next. Karl was very responsive all of our questions and had no surprises.VERY SATISFIED will use again when the need...

As always Karl made our mortgage experience simple. He made sure we knew what was going on at all times. Karl provides and earns the type of trust that is extremely hard to find in the industry today. We are thrilled with whole experience....

Always available and willing to help.

Fantastic communication and overall experience.

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About

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

Mortgage Loan Officer

VA loan officer

FHA loan officer

USDA loan officer

Idaho Housing loan officer

Mortgage Lending

FHA Loans

VA Loans

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Memberships

Member WCR
Certified Mortgage Adviser MBS Highway
Licensed in state of Idaho

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Addresses and Serving Areas

Primary Serving Area

Idaho Falls, ID 83402

Other Serving Areas

Idaho Falls, ID 83401

Rigby, ID 83442

Year Started

2001

Time Zone

Mountain Standard Time (MST)

Licenses

NMLS# 22350

Awards

CMA

Achievements

Loan Officer of the Year 2010
Outstanding customer service 2009
Presidents club winner 2021-2023

Hobbies

I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
outdoors
sports

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Disclaimer

An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.