Karl Bowcutt
Branch Manager | NMLS# 22350
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture...... Show More
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Karl was a very caring and thoughtful person! Very knowledgeabl and giving great advice!
Reply from Karl Bowcutt
April 20th, 2026 03:15 PM
Thank you, Adrian, for your kind words. I'm glad to hear that you found my advice helpful and appreciated the care and thoughtfulness I strive to provide. Your feedback is truly valued.
Karl is always very quick to reply. He made sure we got the best deal.
Reply from Karl Bowcutt
April 20th, 2026 03:15 PM
I'm glad to know that my prompt responses and efforts to secure the best deal were helpful to you, Kory. It's great to hear that you had a positive experience. Thank you for your feedback!
Communication was outstanding and he made us feel like he really cared for us
Reply from Karl Bowcutt
April 20th, 2026 03:15 PM
I'm grateful for your kind words, Thomas. It means a lot to know that you felt cared for and that my communication met your expectations. Thank you for trusting me with your needs.
Karl's communication, understanding and patience made everything so much better during our home buying process. He truly cares for his clients and goes above and beyond. 10/10 service
Reply from Karl Bowcutt
April 16th, 2026 04:30 PM
Thank you for your kind words, Alyssa. I'm glad to hear that my communication, understanding, and patience made a positive difference in your home-buying process. It's always my goal to go above and beyond for my clients. Your feedback is greatly...
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Karl has wonderful customer service and communication skills.
Reply from Karl Bowcutt
April 16th, 2026 12:38 PM
Thank you for your kind words, Angelica. I'm happy to hear that my customer service and communication skills made a positive impression. It's important to me to provide a great experience for my clients.
Karl and team were very responsive and always had the information I needed when questions came up. I felt like my best interest was the top priority. Thank you!
Reply from Karl Bowcutt
April 1st, 2026 03:13 PM
I'm glad to hear that you felt well-supported and that your best interests were prioritized, Randy. Ensuring you have the information you need when questions arise is important to me. Thank you for your feedback, and I'm pleased I could assist...
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We were guided through our entire home purchase and the process was seamless.
Reply from Karl Bowcutt
March 30th, 2026 05:47 PM
I'm pleased to know that you felt well-guided throughout your home purchase, Clark. Ensuring a seamless process is something I strive for, and I'm glad to hear we achieved that for you. Thank you for sharing your experience!
Karl and his team were amazing! They talked us through the whole process and answered all our questions! I would absolutely recommend him and his team to anyone looking to buy a house!
Reply from Karl Bowcutt
March 25th, 2026 02:17 PM
I'm pleased to hear that you found the guidance throughout the process helpful, TeOnna. Ensuring you had all your questions answered is a priority for me. Your recommendation means a lot, and I'm glad to have been of service during your home-buying...
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The constant cominnication and always being available for questions was very refreshing. This experience didn't feel like a business transaction but more a group of friends making sure we were taken care off from start to finish.
Reply from Karl Bowcutt
March 20th, 2026 03:58 PM
I'm pleased to hear that you felt supported throughout the process, Brian. Ensuring that our communication is consistent and accessible is important to me, and I'm glad it made your experience feel friendly rather than transactional. Thank...
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Karl gave me excellent advice all throughout our working together and he is just a really friendly guy in general.
Reply from Karl Bowcutt
March 9th, 2026 03:52 PM
I'm pleased to hear that you found my advice helpful and enjoyed working with me. It's important to offer guidance and a friendly experience throughout the process. Thank you for your feedback, Collin.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Loan Officer
VA loan officer
FHA loan officer
USDA loan officer
Idaho Housing loan officer
Mortgage Lending
FHA Loans
VA Loans
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Search Rank ScoreLearn More →
357
/850
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Memberships
- Member WCR
- Certified Mortgage Adviser MBS Highway
- Licensed in state of Idaho
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Addresses and Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 22350
Awards
Achievements
- Loan Officer of the Year 2010
- Outstanding customer service 2009
- Presidents club winner 2021-2023
Hobbies
- I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
- outdoors
- sports
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Disclaimer
