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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
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    Carlos V
    Idaho Falls, ID
    Posted on March 3rd, 2021 02:59 PM
    Karl is very proactive . He can always be reached and he is is eager to find solutions when problems arise. It’s great to work with a lender that has your clients best interest at heart. Looking forward to the next transaction.
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    Kenneth B
    Idaho Falls, ID
    Posted on March 2nd, 2021 05:24 PM
    Karl was very pleasant to work with. He knows what he is doing and broke things down in terms my wife and I could understand. He went out of his way to get us the best rate and we came away with a great deal.
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    Shaelyn N
    Shelley, ID
    Posted on February 23rd, 2021 03:00 PM
    Karl was great to work with! His assistant was so on top of everything that needed to be done! Would recommend their team!
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    Tami I
    Idaho Falls, ID
    Posted on February 20th, 2021 09:06 AM
    Karl is amazing to work with.🤘🏼
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    Melissa S
    Idaho Falls, ID
    Posted on February 13th, 2021 05:48 PM
    Karl, is knowledgeable and informative. He was prompt and made the experience of refinancing our home very smooth. He was a pleasure to work with. Both my husband and I, would highly recommend Karl Bowcutt.
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    Dennis H
    Salmon, ID
    Posted on February 13th, 2021 01:56 AM
    No need to further comment.
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    William J
    Blackfoot, ID
    Posted on February 12th, 2021 04:04 PM
    Nice and polite to work with
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    Dianne S
    Idaho Falls, ID
    Posted on February 12th, 2021 11:23 AM
    Karl spent time to understand my unique situation. He and his staff made sure the process went quickly and smoothly. I appreciated knowing that Karl is an active member of my local community. I felt like I was working with a neighbor and friend....
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    Amanda C
    Blackfoot, ID
    Posted on February 11th, 2021 01:53 PM
    Karl and his team communicated through each step. The whole process was very easy and we were never left wondering what’s next.
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    Scott M
    Rexburg, ID
    Posted on February 6th, 2021 11:38 AM
    We wanted to bring up our closing date a couple of weeks and Karl helped make it happen!
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.