James S. Carmody
Branch Manager | NMLS# 308051
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Being a first time homebuyer deciding on a lender to use, besides just looking at some reviews and speaking for a few minutes with them, I really went in blind. Someone must have been watching out for me because James and his team made this...
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James and his team were absolutely amazing. They found use solutions when problems arose and got us into our dream home. they are a total package, offering competitive rates and programs, but with a much needed personal level of service. Much...
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If you want a lender who will be inconsistent, miss deadlines, and blame everyone else for mistakes then James and his Synergy One team are for you! However, if you are like most people and want a competent professional who pays attention to...
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James and his team did a remarkable job with our recent home loan. They educated us on the options we had available and provided sound advice on which may work best. From there, the follow up and execution was excellent. Buying a home is stressful...
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I have used James for two mortages and a refi and I will continue to work with him on future purchases. His knowledge of the industry and his professionalism make the uneasy situation of signing mortgages a breeze!!
Synergy One Lending came highly recommended by multiple sources so I decided to setup an initial consultation. James spent more than our allotted meeting time not only reviewing mortgage finance options but also how they would tie into my long...
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Synergy One Lending came highly recommended by multiple sources so I decided to setup an initial consultation. James spent more than our allotted meeting time not only reviewing mortgage finance options but also how they would tie into my long...
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My husband and I couldn't be happier with our new home! James Carmody and Synergy One made purchasing a home both a fun and painless process. What we loved most about our experience was the transparency and breakdown of the market, honest feedback...
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James is very professional and attentive to his clients. Being anxious first time buyers with multiple questions all the time, he gave us his personal cell phone so he can be available after hours. With all honesty we initially wanted to go...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235