James S. Carmody
Branch Manager | NMLS# 308051
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James and his team at Synergy 1 Lending were very helpful when it came time to purchase the home we had been renting. They gave us options that worked with our budget, and made us feel very comfortable throughout the entire process.
Excellent knowledge and was able to compete with a major lender. We ended up going with James and his team and the loan went very smoothly. I would definitely give him a chance to compete for your business.
Friendly and knowledgeable, made the whole process easy to handle. His team was very responsive and helped me purchase my first home using my VA Home Loan.
So pleased to work with James Carmody and his staff, they closed the loan quickly & efficiently and did our refinancing. Totally, we recommend his team to my family and friends. Great job!
Short story: big loan, not a lot of income. We wanted to get my parents off the loan, and two other mortgage companies wouldn't touch us. The refinance took longer than expected as we had to stop mid way and pay down some other debt, but it...
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We had an issue with selling our house before buying the new house (and moving on top of all that). James was understanding and worked with us to find solutions so we could still keep the new house process moving forward. After working with...
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Our experience with James Carmody & staff was awesome. They were professional & responsive to our questions & needs. Our paperwork was processed at lightning speed. James worked very hard securing us a great rate. We would not hesitate recommending...
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James was introduced to me by my agent. I was super busy at work during this time. I needed to get this transaction done in the midst of everything else going on around me with work and other things. James and his team were very helpful in...
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James took the time to walk me through every facet of the loan. He gave me options and explained every step along the way. I used the VA loan and he was well versed and confident in his ability to get me the best deal. I would definitely recommend...
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I've used James Carmody's Real Estate services twice in the last 5 years. James & his team are world class, period. From the minute you walk through the doors of his office, you honestly feel like James and his Real Estate team are just as...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235