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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • for
    Mission Valley
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    Mori
    Posted on October 1st, 2026 12:00 AM
    I would describe my experience as EXCEPTIONAL!I have purchased and refinanced multiple times with other companies.This time was above the others.Very kind and respectful .Very qualified and experienced staff that answered and explained all...
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    Mission Valley
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    Charlie H
    Posted on October 1st, 2026 12:00 AM
    Absolutely terrible communication. Would never, ever use them. Better off borrowing from someone off the street!
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    Mission Valley
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    Alan D
    Posted on October 1st, 2026 12:00 AM
    Joe was always available and prompt with responses. Also, we feel like we got an incredible mortgage rate given the horrible market conditions.
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    Mission Valley
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    Gillian N
    Posted on October 1st, 2026 12:00 AM
    Mission Valley has received a review with 5 star rating from Gillian N
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    Maryellen R
    SAN DIEGO, CA
    Posted on September 30th, 2026 04:58 PM
    Your team worked vey hard and fast for my loan! Thank you.
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    Mission Valley
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    Melanie C
    Posted on September 30th, 2026 12:00 AM
    Highly recommend Danny and his team for your lending needs! He was the only lender that had a program that worked for us while trying to sell our existing home (trust me, we tried multiple lenders!). He was very knowledgeable and communicated...
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  • for
    Mission Valley
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    True C
    Posted on September 30th, 2026 12:00 AM
    Amazing. A pleasant experience, jessica is amazing.
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    Mission Valley
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    Andrea C
    Posted on September 30th, 2026 12:00 AM
    Mission Valley has received a review with 5 star rating from Andrea C
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    Mission Valley
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    Rebecca W
    Posted on September 30th, 2026 12:00 AM
    Daniel and his team where very patient and responsive. As a first time home buyer Daniel did a great job of walking me through the process and even put me in contact with several resources that helped me not only educate myself but lowered...
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    Colleen C
    SAN DIEGO, CA
    Posted on September 29th, 2026 04:17 PM
    My buyers were initially working with another lender, but neither the transaction nor the lender was on track to meet the contract timeline.  I recommended the Carmody Team, and they delivered.  Despite a 14-day escrow, the buyers were thrilled...
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235