James S. Carmody

Name: Synergy One Lending
Address: 610 W Ash St Suite 1505, San Diego, California, 92101
Telephone: +1-858-525-3086
Rating: 4.81

Branch Manager | NMLS# 308051

Mission Valley

4.81

(629)

Mortgage

Mortgage Loan Officer

Contact Info

(858) 525-3086

San Diego, CA

https://s1l.com/loanofficer/jamescarmody/

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

View All days

Search Reviews

Write a Review

4.81

(629)

Filter by Date

Range

Filter by Rating

5 Star

93%

4 Star

3 Star

2 Star

1 Star

Experience.com

4.82

(576)

Zillow

4.7

(53)

Show All

Reset all filters

James Carmody and his team did a great job with our purchase mortgage loan. A couple days prior to the contracted close date of escrow, an unexpected financing issue came up. James and his team were on top of it and the issue was resolved with...

James and his team have done 3 loans for me and I will continue to call him first when I need a loan for one of my properties. His rates are competitive, the process is easy and he's a man of his word. I highly recommend James and his team...

James is always on top of it in every transaction I've worked with him on. He makes sure every party is kept in the loop throughout the entire process weekly and milestone updates. Highly recommend James and his team, they are always willing...

James and his team were professional and prompt in responding to all of my needs and questions. He made my home buying experience easy and enjoyable. I have recommended James to my friends, and will continue to do so in the future.

We had been preapproved for a real estate loan, but one week later when our offer was accepted, we were told by our bank that they were no longer making loans for vacation homes in Calif! Our agent referred us to Carmody and he expedited the...

Knowledgeable in what he does however you barely deal with him directly, you deal with his unknowledgeable staff. Him and his team at synergy one were a huge headache to deal with and were the only stressful part in the process of buying our...

James and his team were professional throughout the entire experience. Since the real estate process had just changed they were able to guide us through the process and despite a few "bumps in the road" we were able to close on our La Jolla...

James was honest with us and acted to get us our loans in a timely manner. He and his team were courteous and available to answer our questions as they arose during the loan process.He even got us a better loan than we expected in the end.I...

12/14/15 - This guy is very unprofessional. Claimed "The good news is once I have their information I can get a preliminary approval straight from the investor within 48 hours. We are here as resource. Please pass on my information below."...

One of the most miserable experiences we have ever had.We have had loans before, but never experienced anything like this. Issues:1. Mr. Carmody seems to be far better at convincing clients to use his company than he is at the practical aspects...

611–620 of 629

About

It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

First Time Home Buyer Specialist

VA Loan Expert

Wide Range of Investor Loan Programs

Aggressive Jumbo Rates

Conforming Fixed & Adjustable Rate

FHA, VA & USDA

Non-QM, Jumbo & Super Jumbo

Down Payment Assistance

View All

Search Rank ScoreLearn More →

What is the Search Rank Score®?

Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

Positions

Synergy One Lending - Partner, Vice President
Jan 1st, 2012 - Current
Rise Up Radio - Host
Dec 1st, 2015 - Current

Memberships

MBREA
REBA
METRO

View All

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

Year Started

2003

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS # 308051

Achievements

Chairmans Club

Hobbies

Fishing
Watching Sports
Family Time

View All

Disclaimer

Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235