

Mission Valley, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
James, Pam, and Aaron consistently deliver a 5-star experience from start to finish. I truly love our partnership—together, we make our clients feel comfortable, confident, and well taken care of throughout every step of the home-buying process....
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Excellent communications with James, Aaron and Pam and we appreciated your flexibility in working with us through a delayed and challenging escrow!
Melissa was true professional to work with. I appreciate that she was all in for our client and found solutions to help keep our deal together. My buyer felt taken care of, and I felt like she had my back the entire process. I can not wait...
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Sharon Swanson is Amazing, she knows the market extremely well and does an amazing job in assisting clients! It is an Absolute Privilege to work with one of the very best in the Mortgage and lending Industry!
My experience with Synergy One Lending was excellent from start to finish. The loan officers were very supportive, professional, and responsive throughout the entire home-buying process. Whenever I had a question or needed assistance, they...
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Best service . Fits your needs.
Amazing experience working with James and his team. I was so impressed with their level of knowledge and did a great job of walking me through each step of the loan process. The communication was also excellent. I couldn't be more grateful...
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Reply from Carmody Team
September 14th, 2026 06:45 PM
Ashley, I'm glad to hear you had such a positive experience with James and his team. It's wonderful to know that their knowledge and communication made your first home purchase smooth. Thank you for your kind words and your willingness to recommend...
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Absolutely amazing group of people to work with and more importantly people you can trust! Cris is always just a call away and I never felt like I was left in the dark he keeps communication open at all times! Cris truly is a wizard he can...
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Everything was done so quickly and efficiently. Truly a 10/10 experience. Great comunication with my clients and with me. Very impressed and happy! Thank you James and Pam!
Reply from Carmody Team
September 11th, 2026 07:27 PM
Andrea, I'm pleased to hear that you had such an efficient and positive experience with James and Pam. Your satisfaction with the communication and service means a lot to me. Thank you for sharing your wonderful experience!
Mission Valley has received a review with 5 star rating from S N
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235