Mission Valley, San Diego, CA
San Diego, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I highly recommend James and his lending team. From start to finish, their communication was exceptional, their response time was incredibly fast, and they consistently kept everyone informed throughout the entire process.James and his team...
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Great communi and setting up expectations early on in the process
Reply from James S. Carmody
June 10th, 2026 07:30 PM
Thank you for your kind review Maria. It was a pleasure guiding you through this process. My team and I are honored to be here as a resource for you.
nice smooth transaction
Reply from Carmody Team
June 10th, 2026 07:31 PM
Thank you for taking the time to write us a review Mike. It was a pleasure working with you on this transaction. If there is anything my team and I can do for you please do not hesitate to reach out. We are honored to be here as a resource!...
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Great user dashboard. Easy to follow and keep up to date. Easy to upload files.
James and his team honored our initial interest rate.
Very helpful with credit score re-evaluation.
Reply from Carmody Team
June 10th, 2026 07:37 PM
Thank you for taking the time to write this kind review Bryan. We pride ourselves on ease, expertise, and speed. I am happy to hear this reflected upon the process! It was an absolute pleasure working with you. If you or your loved ones ever...
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The team went above & beyond to make sure everything went smoothly.
Reply from Carmody Team
June 10th, 2026 07:39 PM
Thank you for your review Lauren. I was honored to help guide you through this process. If you have any questions moving forward my team and I are always here as a resource for you.
for
Mission Valley
I cannot recommend Natalie highly enough. From start to finish, it truly was a white-glove experience.The team blew me away with their speed, impeccable attention to detail, and absolute accuracy. In a world where customer service can be hit...
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Mission Valley
Matthew Fleming was our loan officer for my wife and I's first home. He made the process seamless and was always available to address any questions or concerns we had. I cant recommend him enough, thanks again Matthew!
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Mission Valley
Mathew was referred to me by my daughter. She could not say enough good things about his knowledge, caring and concern. I could not agree more! He anticipated our questions before we could even ask them. His whole support team is great too!...
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Great communication and expedient service!
Reply from Carmody Team
May 27th, 2026 03:10 PM
I'm glad to hear that you appreciated our communication and quick service, Anastasia. If there's anything more I can assist you with, please let me know.
for
Mission Valley
Working with Drake Furcini was an absolutely wonderful experience. He is professional, knowledgeable, kind, and truly has the best interest of his clients in mind every step of the process. He made everything feel easy and stress-free with...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235
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