James S. Carmody
Branch Manager | NMLS# 308051
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I was introduced to James and Synergy by my agent. We had been having some issues having our offers accepted by our original lender and we were directed to synergy, who specialized in VA loans with the capability of a quick close. Needless...
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I was introduced to James and Synergy by my agent. We had been having some issues having our offers accepted by our original lender and we were directed to synergy, who specialized in VA loans with the capability of a quick close. Needless...
read more
Very responsive to questions and assuring a true financial perspective was obtained prior to purchase of home. Greatly appreciated a direct and honest approach.
We were so lucky to use James and his team during our home buying process. We had originally started out for one type of loan but had to change our loan type at the last minute. James paid out of pocket to expedite our process and got us into...
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Our experience truly could not have been any better. James and his team took excellent care of us. They were always available when we needed them, and always prepared when we hit bumps in the road of our complicated financial situation. We...
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James was extraordinary! He walked my wife and i though the whole house buying process. He was patient, responsive to our questions and request. I would recommend James to my friends and family.
He is very responsible and organized with his clients. As a first time Home owner he was able to break down all the steps of a mortgage, so that it was easy to understand. I would definitely recommended him and his company .
Have worked several times with James on refinancing. Very professional and friendly. Great service!!! We refinanced our home mortgage with him at least twice.
I went through 2 cases of refinance with him and all went well. His teams and himself was very helpful preparing me for the paper work involve. There was lots and lots of paper work and documentations that was require for the defiance. His...
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A good person of his word would reccommend and plan to use for future work. Any issues that arose were handled respectfully and quickly. We were also given complete comfort with access and help.
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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