James S. Carmody's Cover Image
James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    R
    Robert T
    San Diego, CA
    Posted on July 17th, 2018 02:46 PM
    You guys were all so helpful and friendly. Thanks Carmody Team!!
  • Encompass
    R
    Ricardo P
    San Diego, CA
    Posted on July 10th, 2018 05:28 PM
    Working with James and his team was a phenomenal experience. James has surrounded himself with a remarkable team of professionals that are very knowledgeable.
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    D
    Douglas C
    Ramona, CA
    Posted on July 9th, 2018 04:18 PM
    done
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    C
    Crystal I
    Santee, CA
    Posted on July 3rd, 2018 10:00 PM
    This is our second time purchasing a home with James Carmody and team and both times the team has gone above and beyond to meet our timeline. The team makes the process as easy and efficient as possible and is always ready to help and answer...
    read more
  • Encompass
    E
    Erik P
    San Diego, CA
    Posted on June 30th, 2018 03:49 PM
    Everything was made more simple than originally thought about the escrow process.
  • Encompass
    S
    Stephanie W
    Carlsbad, CA
    Posted on June 27th, 2018 02:13 AM
    We had a very short close & james & aaron were unbelievable!
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    J
    John W
    Carlsbad, CA
    Posted on June 27th, 2018 02:13 AM
    Kept us informed through the whole process and worked with our very fast close period. Excellent service!
  • Encompass
    S
    Sara J B
    Rancho Santa Margarita, CA
    Posted on June 15th, 2018 07:29 PM
    All the staff worked with me diligently to make sure this transaction was completed in a perfect time frame. Thank you to all!
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    L
    Lance R
    Santee, CA
    Posted on June 12th, 2018 01:19 PM
    James and his team made our buying process painless and we highly recommend them to anyone.
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    Carrie K
    Santee, CA
    Posted on June 12th, 2018 01:01 PM
    Between James’team and our agent, I had an AMAZING first home buying experience. I knew I was in great hands after the First meeting!
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235