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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    B
    Brad H
    San Diego, CA
    Posted on October 28th, 2018 08:36 PM
    James and his entire team were very proactive and responsive from the beginning to the end on my transaction. I would recommend james and his team for your next home loan!
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    Norman G
    Pomona, CA
    Posted on October 22nd, 2018 03:34 PM
    Synergy One's team is great because it is led by a deeply knowledgeable real estate financier who is also a delightful community-oriented business manager. The team is great because is has no weak links - all Synergy One members are experienced...
    read more
  • Encompass
    M
    Magdalena D
    San Diego, CA
    Posted on October 5th, 2018 10:18 PM
    I had such a great experience with James and the staff at Synergy. They were so communicative throughout the process, answered all of my questions thoroughly, and gave me peace of mind. I am a first time home-buyer and the guidance I received...
    read more
  • Encompass
    A
    Aaron R
    San Diego, CA
    Posted on September 2nd, 2018 03:35 PM
    Great communication and support. James and the team are very proactive and have an expert understanding of the entire process. The entire experience was positive and I will use them for any future loan needs.
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    R
    Robert R
    San Diego, CA
    Posted on August 16th, 2018 03:18 PM
    Friendly, helpful team that stuck with getting us the best deal on our refinance.
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    A
    Amy S
    San Diego, CA
    Posted on August 7th, 2018 05:45 PM
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    A
    Angela M
    San Diego, CA
    Posted on August 7th, 2018 05:33 AM
    James and his team are beyond amazing. The level of knowledge, experience, and overall care for their clients make purchasing a home a memorable experience. Every question I had along the journey was answered quickly and competently. James...
    read more
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    L
    Laurence R
    San Diego, CA
    Posted on August 3rd, 2018 04:01 PM
    Everything went very smoothly which is greatly appreciated. Thanks to James and the team at Synergy.
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    A
    Amalia K
    San Diego, CA
    Posted on July 30th, 2018 12:43 PM
    Mr. Carmody was an outstanding light in a somewhat daunting process. He is approachable, explains things clearly and concisely and looks for ways to solve problems that are outside the box.
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    Thomas B
    Torrance, CA
    Posted on July 23rd, 2018 06:23 PM
    Got a great loan package that was just what I needed.
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235