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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    A
    Amber S
    San Diego, CA
    Posted on May 29th, 2018 05:50 PM
    Responsiveness
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    Peter P
    San Diego, CA
    Posted on May 26th, 2018 06:51 PM
    James is very unique!!Likeable, patient, efficient, educational, and works hard to provide the client with the best value. There are not many you can call a kindred spirit!!If you want to avoid people with hidden agendas and poor attitudes...
    read more
  • Encompass
    C
    Christopher D
    San Diego, CA
    Posted on May 3rd, 2018 12:40 PM
    James went above and beyond to get us our first home, it was a complex loan situation as I am a small business owner the rules for obtaining a loan were a lot tougher. James and his team made this happen, super fast and saving us money, we...
    read more
  • Encompass
    N
    Neil C S
    Carlsbad, CA
    Posted on April 30th, 2018 06:07 PM
    Jennifer Jensen was outstanding.
  • Encompass
    S
    Sylvia P C
    San Diego, CA
    Posted on April 30th, 2018 05:56 PM
    Excellent 100% satisfaction!!
  • Encompass
    R
    Roman C
    San Diego, CA
    Posted on April 30th, 2018 05:55 PM
    Super easy and all around great experience!
  • Encompass
    E
    Eric H
    San Diego, CA
    Posted on April 28th, 2018 04:05 PM
    James took what would normally be a stressful situation and made it easy. He and his team carefully walked us through our home loan process with open communication, always being available to answer any questions with care. We would definitely...
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  • Encompass
    P
    Pat C
    San Diego, CA
    Posted on April 14th, 2018 03:18 PM
    I appreciated and trusted James Carmody. I appreciated and trusted Roxanne. I did not appreciate the clumsy integration between the many players who had a hand in managing this process. A lot of communication was unclear and there were errors....
    read more
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    C
    Christopher R R
    San Diego, CA
    Posted on April 12th, 2018 03:02 AM
    James is a true professional that looks out for his clients. His touch base approach and dedicated team advised us every step of the way. I can also testify to being a expert in the California real estate market and lending practices and laws....
    read more
  • Encompass
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    Curtis B W
    La Jolla, CA
    Posted on April 2nd, 2018 04:12 PM
    It was simple and to the point.
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235