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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    K
    Kevin L
    Valley Center, CA
    Posted on February 18th, 2019 01:03 AM
    James Carody and his team were very supportive from the time we placed the call looking for a home loan. We were invited to sit down and discuss the details of the potential purchase of our dream home. We were introduced to the "Camody Team"...
    read more
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    Dan N
    San Diego, CA
    Posted on February 9th, 2019 04:14 PM
    Quick call backs and well informed to the process.
  • Encompass
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    Kathryn C
    San Diego, CA
    Posted on February 6th, 2019 03:57 PM
    More proactive communication throughout the process and ability to sign things through docusign or other e-sign tool. It felt like a constant "one more thing" that needed to quickly be signed or turned around and that everyone wasn't always...
    read more
  • Encompass
    S
    Summer L
    Santee, CA
    Posted on February 3rd, 2019 11:18 PM
    This is the third time we've used Synergy One Lending for our mortgage needs. We were on the ground floor when the company was developing and they helped us secure our home. We've come back two times to refinance our mortgage and I have to...
    read more
  • Encompass
    R
    Ruben Z
    Fallbrook, CA
    Posted on January 23rd, 2019 04:29 PM
    They made getting a home loan easy.
  • Encompass
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    James W
    Murrieta, CA
    Posted on January 5th, 2019 03:09 AM
    If you were to keep your promise to send me a gift card due to your mistake in inquiring another credit check after closing. That inquiry reduced my wife credit score 4 pts. I text Aaron with no reply.It’s the principle of it all. Everyone...
    read more
  • Encompass
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    Candice M
    San Diego, CA
    Posted on December 19th, 2018 10:45 PM
    Made the home buying process a piece of cake and answered all my questions even if they seemed silly since it was the first time I've been through the process. Great experience!
  • Encompass
    A
    Anthony T
    San Diego, CA
    Posted on December 3rd, 2018 01:25 PM
    Great team and communication
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    Cathleen T
    San Diego, CA
    Posted on November 30th, 2018 02:44 PM
    Very attentive to all our questions and made the whole process smooth
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    Frank D
    Vista, CA
    Posted on October 30th, 2018 08:52 PM
    Communication with everyone was excellent especially with Aaron who couldn't be more prompt in returning calls with answers to my never ending questions.
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235