

James S. Carmody
Branch Manager | NMLS# 308051

It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James taught me the process in getting qualified for a loan and he found one that fits my budget. Also, he created a great team that assisted me to get all the necessary paperwork in order. After going through this process, they gained my trust....
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James’s was there for us from the very beginning. We appreciate all his and his Amazing team hard work! Thank you
Great communication from the entire Synergy One team! Our transaction was a bit complicated and James and Aaron Hackler were always there for us. We highly recommend their company and services to anyone that needs a loan done right the first...
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James C and his team are on it!
They communicated with us very well. They sent us a plan and were on top of it. Aaron Hacker was so responsive and patient. It felt like I had a dedicated line to him. They are also very thoughtful sending us thoughtful gifts so that we are...
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Your team was organized and very responsive, outstanding customer service!
James and his team’s communication and care with handling my mortgage and refinance needs are beyond reproach. A special thanks to Aaron who fielded my multiple calls for big to little questions. Every step of the process I knew I was in good...
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We were referred to James and Synergy One through a friend, and we were always pleased with the service we received, especially since we were planning an out of state move. James always provided detailed information and access to a website...
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James always provided detailed information and access to a website with comparisons and price breakdowns. It was so helpful having this site to refer back to anytime I needed more information or needed to double check numbers.James was available...
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We were referred to James and Synergy One through a friend, and we were always pleased with the service we received, especially since we were planning an out of state move. James always provided detailed information and access to a website...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235