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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    A
    Anna L
    San Diego, CA
    Posted on April 22nd, 2019 09:09 PM
    James taught me the process in getting qualified for a loan and he found one that fits my budget. Also, he created a great team that assisted me to get all the necessary paperwork in order. After going through this process, they gained my trust....
    read more
  • Encompass
    R
    Richard S
    La Jolla, CA
    Posted on April 7th, 2019 06:04 AM
    James’s was there for us from the very beginning. We appreciate all his and his Amazing team hard work! Thank you
  • Encompass
    D
    Diane J
    La Jolla, CA
    Posted on April 3rd, 2019 07:54 PM
    Great communication from the entire Synergy One team! Our transaction was a bit complicated and James and Aaron Hackler were always there for us. We highly recommend their company and services to anyone that needs a loan done right the first...
    read more
  • Encompass
    A
    Amy K
    San Diego, CA
    Posted on March 31st, 2019 01:43 PM
    James C and his team are on it!
  • Encompass
    F
    Florence V
    San Diego, CA
    Posted on March 9th, 2019 05:09 PM
    They communicated with us very well. They sent us a plan and were on top of it. Aaron Hacker was so responsive and patient. It felt like I had a dedicated line to him. They are also very thoughtful sending us thoughtful gifts so that we are...
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  • Encompass
    J
    Joe A
    San Diego, CA
    Posted on March 9th, 2019 05:08 PM
    Your team was organized and very responsive, outstanding customer service!
  • Encompass
    A
    Angela M
    San Diego, CA
    Posted on February 27th, 2019 04:52 PM
    James and his team’s communication and care with handling my mortgage and refinance needs are beyond reproach. A special thanks to Aaron who fielded my multiple calls for big to little questions. Every step of the process I knew I was in good...
    read more
  • Zillow
    I
    Indiserenjeti
    Posted on February 21st, 2019 01:41 PM
    We were referred to James and Synergy One through a friend, and we were always pleased with the service we received, especially since we were planning an out of state move. James always provided detailed information and access to a website...
    read more
  • Encompass
    W
    Wendy L
    Albany, GA
    Posted on February 21st, 2019 01:37 PM
    James always provided detailed information and access to a website with comparisons and price breakdowns. It was so helpful having this site to refer back to anytime I needed more information or needed to double check numbers.James was available...
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  • Zillow
    I
    Indiserenjeti
    Albany, GA
    Posted on February 21st, 2019 12:00 AM
    We were referred to James and Synergy One through a friend, and we were always pleased with the service we received, especially since we were planning an out of state move. James always provided detailed information and access to a website...
    read more
  • 501–510 of 629
    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235