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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • agent
    P
    Priscilla C
    Posted on July 1st, 2019 06:01 PM
    James and his team did an amazing job communicating every step of the transaction . I was the listing agent and was able to keep my clients (Sellers) updated throughout the transaction. It was a very smooth transaction from beginning to finishing....
    read more
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    Kalpana B
    San Diego, CA
    Posted on July 1st, 2019 02:53 PM
    overall process went smoothly
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    Trevin N
    Chula Vista, CA
    Posted on June 30th, 2019 02:31 PM
    From James, to everyone on his team that helped along the way did a great job. They took time to answer all the questions I had and explain it so I could understand. They kept in contact throughout the whole process and would call just to see...
    read more
  • Encompass
    C
    Chad A
    Encinitas, CA
    Posted on June 28th, 2019 09:16 PM
    Execution
  • Encompass
    J
    Jan N
    Encinitas, CA
    Posted on June 28th, 2019 03:37 PM
    James is very communicative, supportive and reliable. We had a challenging delay on price negotiations. Once the purchase price was finally established, James and his team were on the ready, jumped in and got the job done! You just can't go...
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  • Encompass
    B
    Brianna P
    San Diego, CA
    Posted on June 28th, 2019 02:52 AM
    our experience with James was excellent. It was other team members where the service fell a bit short.
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    M
    Michael G
    San Diego, CA
    Posted on June 25th, 2019 05:51 PM
    The buyer wanted to close a week early. Was told by lender would close within 30 days per the contract agreement. Lender asked for a 6 day extension to close on day before scheduled closing. Took additional 2 weeks to actually fund the loan...
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    G
    Gregory F
    Oceanside, CA
    Posted on June 6th, 2019 12:16 PM
    James Carmody and his team did a super job finding the the right home lone that fit me and my wife budget and on time too.. Great job
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    E
    Eliana M
    Las Vegas, NV
    Posted on May 29th, 2019 11:08 PM
    Our experience with Synergy One Lending was absolutely great from start to finish. Second time we obtain a mortgage loan through you and second time we are extremely pleased with every step of the loan process and all because of the personal...
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  • Encompass
    T
    The B
    San Diego, CA
    Posted on May 9th, 2019 07:19 PM
    James and his team are always one step ahead of the transaction. Great communication with the client and agent! Provides nice closing gifts to their clients.
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235