

James S. Carmody
Branch Manager | NMLS# 308051

It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I am a Real Estate Agent/Broker and James was the lending agent who was helping the buyer get a loan for my listing. I found him to be on top of everything he needed to qualify the buyer and always kept me informed as the process to get the...
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James and his team are great to work with because they stay in constant communication and make sure they adhere to the contract timelines. Not all lenders to that. James and his team do! Thanks for making another one of our buyers happy homeowners....
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Open communication from James and team !!
James and his team was always there with all our questions. There was constant follow ups and everyone was proactive and helpful. Buying a house is one of the most stressful event in ones life, yet going through the process with James and his...
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Great communication!
Quick and easy to work with.
The James Carmody Team worked very hard to make our dream come true. As first time homebuyers there were lots of questions, anxieties, and uncertainties about buying a home. They worked with us every step of the way and diligently addressed...
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James Carmody and his team made sure we had all the information and tools we needed to make sure we were comfortable from application to closing. Aaron Hackler was also key in making our home loan possible, he definitely put in some work!...
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James is nothing short of a consummate professional. The transaction was handled with care and was smooth from start to finish. I would highly recommend James Carmody.
James quoted me a loan rate and terms when I first contacted him, and he delivered exactly that rate and terms. And, in just 21 days. He was very responsive and answered all my questions. He earned my trust, and I would definitely recommend...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235