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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    C
    Caryl L
    San Diego, CA
    Posted on August 7th, 2019 10:35 PM
    I am a Real Estate Agent/Broker and James was the lending agent who was helping the buyer get a loan for my listing. I found him to be on top of everything he needed to qualify the buyer and always kept me informed as the process to get the...
    read more
  • Encompass
    M
    Michelle S
    San Marcos, CA
    Posted on August 6th, 2019 01:45 PM
    James and his team are great to work with because they stay in constant communication and make sure they adhere to the contract timelines. Not all lenders to that. James and his team do! Thanks for making another one of our buyers happy homeowners....
    read more
  • Encompass
    A
    Abhishek K
    La Mesa, CA
    Posted on July 26th, 2019 05:30 AM
    Open communication from James and team !!
  • Encompass
    W
    Way M
    Posted on July 23rd, 2019 02:57 PM
    James and his team was always there with all our questions. There was constant follow ups and everyone was proactive and helpful. Buying a house is one of the most stressful event in ones life, yet going through the process with James and his...
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  • Encompass
    S
    Stacey B
    Posted on July 23rd, 2019 03:24 AM
    Great communication!
  • Encompass
    R
    Ryan D
    Posted on July 21st, 2019 04:11 PM
    Quick and easy to work with.
  • Encompass
    B
    Brian R
    Chula Vista, CA
    Posted on July 8th, 2019 03:43 PM
    The James Carmody Team worked very hard to make our dream come true. As first time homebuyers there were lots of questions, anxieties, and uncertainties about buying a home. They worked with us every step of the way and diligently addressed...
    read more
  • Encompass
    M
    Miguel R
    Escondido, CA
    Posted on July 8th, 2019 01:07 AM
    James Carmody and his team made sure we had all the information and tools we needed to make sure we were comfortable from application to closing. Aaron Hackler was also key in making our home loan possible, he definitely put in some work!...
    read more
  • agent
    F
    Fred B
    Posted on July 3rd, 2019 06:21 PM
    James is nothing short of a consummate professional. The transaction was handled with care and was smooth from start to finish. I would highly recommend James Carmody.
  • Encompass
    R
    Richard S
    San Diego, CA
    Posted on July 1st, 2019 10:27 PM
    James quoted me a loan rate and terms when I first contacted him, and he delivered exactly that rate and terms. And, in just 21 days. He was very responsive and answered all my questions. He earned my trust, and I would definitely recommend...
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  • 481–490 of 629
    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
    What is the Search Rank Score®?
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235