James S. Carmody's Cover Image
James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

Mission Valley
Company Logo
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(858) 525-3086
San Diego, CA
https://s1l.com/loanofficer/jamescarmody/
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
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Overall Ratings
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Range
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    E
    Erika O
    San Diego, CA
    Posted on October 29th, 2019 03:15 PM
    .
  • Encompass
    D
    Daniel J
    Temecula, CA
    Posted on October 25th, 2019 10:48 PM
    Made the process very easy for me!
  • Encompass
    J
    Jacob A
    San Diego, CA
    Posted on October 23rd, 2019 01:38 AM
    .
  • Encompass
    M
    Melissa A
    San Diego, CA
    Posted on October 22nd, 2019 03:43 PM
    We appreciated your diligence, follow up, and overall thoughtfulness. Thank you so very much!
  • Encompass
    G
    Gerry C
    Escondido, CA
    Posted on October 18th, 2019 04:51 AM
    James Carmody and Aaron Hackler are the best! They are service driven my clients never feel pressured and always get the best advice based on their situation and goals. Thank you James and Aaron!
  • FTP
    B
    Brooke B
    El Cajon, CA
    Posted on October 17th, 2019 01:25 PM
    James and his team were great! Anytime we would have a question about our lending process, it would get answered, whether by call, text, or email... The communication was there. We appreciate all that was done for us! Thanks James & Team
    read more
  • Encompass
    B
    Beau G
    San Diego, CA
    Posted on October 9th, 2019 02:33 PM
    .
  • Encompass
    C
    Collette G
    San Diego, CA
    Posted on October 9th, 2019 01:39 PM
    .
  • Encompass
    F
    Farshid F
    San Diego, CA
    Posted on September 18th, 2019 03:30 PM
    no communication, right hand does not know what the left is doing, assistants dont know what the agent has spoken with client, etc.... etc....
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    G
    Gina M
    National City, CA
    Posted on September 16th, 2019 02:18 AM
    Everything went smoothly. The extent of his communication was exemplary. It was very clear what they were asking and what we needed to do. Whenever we had questions, they answered thoroughly and quickly. They worked with us the best they can...
    read more
    • 451–460 of 629
    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
      • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
      • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235