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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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Range
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
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    Valerie Z
    La Jolla, CA
    Posted on November 28th, 2019 03:27 PM
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    Judith F
    Sun Valley, ID
    Posted on November 26th, 2019 10:07 AM
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    Bradley T
    Bend, OR
    Posted on November 26th, 2019 03:51 AM
    James and Aaron were great. I never once had to call James or Aaron regarding my refinancing. They both were always ahead of any questions I had. So professional and honest. Thanks so much! Brad Wilson
  • Encompass
    S
    Sean M
    San Diego, CA
    Posted on November 25th, 2019 02:15 PM
    Aaron was very helpful, I always new what step we were on and what was next.
  • Encompass
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    Doreen M
    San Diego, CA
    Posted on November 25th, 2019 01:39 PM
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    Kyle K
    Chula Vista, CA
    Posted on November 24th, 2019 05:42 AM
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    Mary M
    San Diego, CA
    Posted on November 21st, 2019 02:06 AM
    I worked with Aaron Hackler who was extremely attentive to our loan process. He was knowledgeable, able to answer any question. An absolute pleasure to work with.
  • agent
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    James C
    Posted on November 20th, 2019 07:17 PM
    James and his team did a great job of getting me through the daunting process of buying my home. They made sure to ask me question to be sure I understood everything in the process before moving on. They also added personal touches for after...
    read more
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    Eva V
    San Diego, CA
    Posted on November 11th, 2019 12:51 PM
    James and his team went out of their way to make this process as smooth and easy as possible. I couldn’t be more thankful
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    Danielle W
    Torrance, CA
    Posted on November 4th, 2019 09:34 PM
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235