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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
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    Favio O
    Chula Vista, CA
    Posted on September 12th, 2019 07:55 PM
    James and his team are awesome. These guys go above and beyond any time my clients or I have a question. They're also very responsive which is greatly appreciated in this industry. The thing I Iike about working with them the most is that they...
    read more
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    Leah G
    La Mesa, CA
    Posted on September 12th, 2019 04:57 PM
    James is a great lender. He listens to your exact situation and guides you through all the scenarios. As an agent I wouldn't hesitate to send buyers his way knowing they will be in great hands!
  • Encompass
    K
    Kim S
    San Diego, CA
    Posted on September 12th, 2019 04:34 PM
    Huge shoutout to James Carmody and his team! He's super helpful, thorough, and really made my clients feel taken care of throughout the buying process. He's a problem solver & responds to clients needs immediately. If you are looking to work...
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  • Encompass
    M
    Mark M
    Encinitas, CA
    Posted on September 12th, 2019 04:29 PM
    James and his team were amazing from start to finish. Their open communication, professionalism, and customer service were spot on. Our loan close right on time and we even got a better rate than quoted :) I would highly recommend the Camody...
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  • Encompass
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    Michael B
    Chula Vista, CA
    Posted on September 9th, 2019 01:48 PM
    The little things that were done, for example the letters that were sent through the process, the meal that was sent during the move. Also the knowledge that was shared made me feel reassured.
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    A
    Amalia K
    San Diego, CA
    Posted on September 8th, 2019 03:12 PM
    Both Mr. Carmody and Mr. Hackler (same team) are immediately available for questions throughout the process. They understand that it can be difficult to find all of the important documents and are very helpful in the pursuit. They also both...
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    A
    Aaron M
    San Diego, CA
    Posted on September 8th, 2019 03:01 PM
    Enjoyed working with him for a second time. Highly recommend.
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    R
    Ranin K
    La Mesa, CA
    Posted on August 31st, 2019 10:54 PM
    James Carmody and his team were quite fantastic. They were professional in every stage of the process, and they went about it with great efficiency. I recommend them in the highest possible terms.
  • Encompass
    R
    Robin S
    San Diego, CA
    Posted on August 30th, 2019 04:48 PM
    James, Aaron and the crew were amazing in helping me get the lowest rate possible, and working with me to get the loan approved. Great customer service!
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    Leslie C
    San Diego, CA
    Posted on August 28th, 2019 01:13 PM
    Consistent communication and action oriented approach with all details needed to finalize our loan
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
    What is the Search Rank Score®?
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235