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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    E
    Elizabeth J
    Borrego Springs, CA
    Posted on January 8th, 2020 03:48 PM
    His professional approach never faltered in his dealings with us. Being a few generations ahead and a few behind in knowledge of computer navigations our questions and need of instructions were plenty. The patience he gave us deserves an award!...
    read more
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    S
    Sean M
    Woodstock, GA
    Posted on January 8th, 2020 12:36 AM
    I travel for work; between airports, hotels and rushing to meetings I rarely have the time to sit down and focus on tasks such as a refinance. James and his team made the process so convenient, so easy and most importantly did not waste any...
    read more
  • Encompass
    S
    Sylvana M
    Borrego Springs, CA
    Posted on January 6th, 2020 05:11 PM
    It was a pleasure working with James. He communicated with all parties in the transaction and my client's loan was processed quickly and efficiently.
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    R
    Randolph N
    Borrego Springs, CA
    Posted on January 5th, 2020 04:26 AM
    James Carmody is an easy to work with professional. Being retired it is not a very easy process getting a home loan. This being said, James and his team worked with me through some challenging moments but at the same time using patience and...
    read more
  • Encompass
    K
    Krystin K
    San Diego, CA
    Posted on December 24th, 2019 05:49 PM
    James and his team went above and beyond what was asked of them, even through the toughest moments in this process, they were able to close our loan on time and in only a matter of days. Love James and his team, they worked hard for us!
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    Mike L
    San Diego, CA
    Posted on December 24th, 2019 03:22 PM
    James and Aaron were amazing. They kept everyone up to date throughout the whole process and were always available to answer our questions even while the crazy holiday season.
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    Ellen M
    Spring Valley, CA
    Posted on December 9th, 2019 04:24 PM
    James and his team were great at communicating during the entire process. They were always on top of the situation, making sure that each step was completed on time and accurately. Thank you for taking such great care of my client.
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    Mario A
    Spring Valley, CA
    Posted on December 6th, 2019 09:04 PM
    Synergy One Lending & James Carmody made the stressful business of obtaining a loan and purchasing a new home an easy & pleasant experience. His team was with my wife & I every step of the way...keeping us informed & on track thru out the process....
    read more
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    Wesley D
    Chula Vista, CA
    Posted on December 4th, 2019 12:42 AM
    James and his team are the best in the business! They are direct on what they can help with and how they can help. The communication is clear and concise rather than pushy and pressuring. I felt they genuinely cared about my situation and that...
    read more
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    A
    Amy K
    San Diego, CA
    Posted on December 1st, 2019 04:06 PM
    We financed our home purchase in the Spring of 2019 with James’ team. Now that rates have fallen considerably since then, we have refinanced our new home with James and are currently finishing a refinance of our income property as well. James...
    read more
  • 431–440 of 629
    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235