

James S. Carmody
Branch Manager | NMLS# 308051

It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
His professional approach never faltered in his dealings with us. Being a few generations ahead and a few behind in knowledge of computer navigations our questions and need of instructions were plenty. The patience he gave us deserves an award!...
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I travel for work; between airports, hotels and rushing to meetings I rarely have the time to sit down and focus on tasks such as a refinance. James and his team made the process so convenient, so easy and most importantly did not waste any...
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It was a pleasure working with James. He communicated with all parties in the transaction and my client's loan was processed quickly and efficiently.
James Carmody is an easy to work with professional. Being retired it is not a very easy process getting a home loan. This being said, James and his team worked with me through some challenging moments but at the same time using patience and...
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James and his team went above and beyond what was asked of them, even through the toughest moments in this process, they were able to close our loan on time and in only a matter of days. Love James and his team, they worked hard for us!
James and Aaron were amazing. They kept everyone up to date throughout the whole process and were always available to answer our questions even while the crazy holiday season.
James and his team were great at communicating during the entire process. They were always on top of the situation, making sure that each step was completed on time and accurately. Thank you for taking such great care of my client.
Synergy One Lending & James Carmody made the stressful business of obtaining a loan and purchasing a new home an easy & pleasant experience. His team was with my wife & I every step of the way...keeping us informed & on track thru out the process....
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James and his team are the best in the business! They are direct on what they can help with and how they can help. The communication is clear and concise rather than pushy and pressuring. I felt they genuinely cared about my situation and that...
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We financed our home purchase in the Spring of 2019 with James’ team. Now that rates have fallen considerably since then, we have refinanced our new home with James and are currently finishing a refinance of our income property as well. James...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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