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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
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    Donny C
    San Diego, CA
    Posted on March 26th, 2020 05:51 PM
    Pain free easy process
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    Denise S
    San Marcos, CA
    Posted on March 19th, 2020 02:29 PM
    Each of the Synergy team members were incredibly helpful and on it the whole time!!
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    Diane K
    San Diego, CA
    Posted on March 16th, 2020 02:54 PM
    Good communication and closed quickly and smoothly.
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    Ryan F
    Lemon Grove, CA
    Posted on March 16th, 2020 12:09 PM
    Great helped me buy my uncle's very good very professional thanks for everything
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    Craig H
    San Diego, CA
    Posted on March 13th, 2020 05:59 PM
    I loved how James and his team interacted with the buyer. They made an excited and nervous first time buyer feel comfortable and informed through the home buying and escrow processes. Really an excellent partner to have in the transaction....
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    Kelsey L
    San Diego, CA
    Posted on March 13th, 2020 12:31 PM
    You guys have been professional and genuinely kind in your responses to me at every step of the process. I am so grateful for your willingness to teach, cheerlead and advocate for me along the way. This has been such a positive experience as...
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    Austin N
    La Quinta, CA
    Posted on February 6th, 2020 08:51 PM
    James, Arron and their team were great. We had a tight deadline to fund the loan and they were able to get it done no problem.
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    Sarah J
    San Diego, CA
    Posted on January 29th, 2020 02:25 PM
    James, Aaron and his team are true professionals. They give their clients all pertinent information up front and are very open in their communication. In addition, they are more than willing to meet or even exceed escrow closing timelines -...
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    Eric C
    Vista, CA
    Posted on January 12th, 2020 12:31 AM
    Very great experience, thanks again!!
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    Karalin H
    Vista, CA
    Posted on January 8th, 2020 04:49 PM
    We are so thankful that we found James through our realtor. James and his staff made everything so easy and simple. The application process is also very simple and we were able to get our preapproval in just 48 hours which is awesome. They...
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235