James S. Carmody's Cover Image
James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

ClaimedPro

Branch Manager | NMLS# 308051

Company Logo
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Company Logo
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    M
    Matthew G
    San Diego, CA
    Posted on May 19th, 2020 01:49 PM
    The James Carmody team is awesome! From start to finish your team had constant communication, great attitudes, and a focus to finish on time. Krista was awesome throughout the entire process and it was reassuring to know there was a team of...
    read more
  • Encompass
    T
    Thomas R
    La Jolla, CA
    Posted on May 16th, 2020 10:12 PM
    James and his team were amazing to work with!
  • Encompass
    K
    Korhan D
    Escondido, CA
    Posted on May 14th, 2020 06:39 PM
    James and his team Aaron, Krista and Jennifer has been great. It was ( a refinance during these crazy times, rate and workload wise ) a painless process. Aaron was my point of contact and he has been always helpful and responsive. On the 20th...
    read more
  • Encompass
    C
    Craig J
    San Diego, CA
    Posted on May 14th, 2020 05:17 AM
    James and his team were a true pleasure to work with. As a first time home buyer, James took the time to walk me through and explain all the steps of taking out a mortgage, and provided insight as to what my options were and what decisions...
    read more
  • Encompass
    R
    Roy A
    San Diego, CA
    Posted on April 27th, 2020 11:01 PM
    Although the process was challenging at times, James kept working on our behalf. We really appreciated that.
  • Encompass
    M
    Michael D
    San Diego, CA
    Posted on April 24th, 2020 05:29 PM
    James and his team are true professionals. They helped me easily navigate a refinance that saved me hundreds of dollars per month. I would certainly use James again!
  • FTP
    Q
    Quinn P
    La Mesa, CA
    Posted on April 20th, 2020 06:49 PM
    Very professional and prompt service by the team, thank you!
  • Encompass
    B
    Blake E
    San Diego, CA
    Posted on April 18th, 2020 04:04 PM
    Great communication, professional, always gave updates to the other side so I didn't have to. Made it a smooth transaction for my client. I've had lenders in the past literally tell me "don't call or email me this question, please contact my...
    read more
  • FTP
    K
    Keith P
    La Mesa, CA
    Posted on April 14th, 2020 03:30 PM
    By far the smoothest real-estate transaction I have ever been through. James and his team communicated clearly, provided excellent education on my options, and seamlessly completed the process with no disruptions. Very impressive!
  • Encompass
    B
    Brad M
    San Diego, CA
    Posted on March 28th, 2020 03:21 PM
    James is super knowledgeable about home loans-be gave me many options to determine the best option for my family! Aaron & Krista absolutely crushed it with super fast follow up all the way to final funding and closing...thank you so much would...
    read more
  • 411–420 of 629
    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235