

James S. Carmody
Branch Manager | NMLS# 308051

It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The James Carmody team is awesome! From start to finish your team had constant communication, great attitudes, and a focus to finish on time. Krista was awesome throughout the entire process and it was reassuring to know there was a team of...
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James and his team were amazing to work with!
James and his team Aaron, Krista and Jennifer has been great. It was ( a refinance during these crazy times, rate and workload wise ) a painless process. Aaron was my point of contact and he has been always helpful and responsive. On the 20th...
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James and his team were a true pleasure to work with. As a first time home buyer, James took the time to walk me through and explain all the steps of taking out a mortgage, and provided insight as to what my options were and what decisions...
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Although the process was challenging at times, James kept working on our behalf. We really appreciated that.
James and his team are true professionals. They helped me easily navigate a refinance that saved me hundreds of dollars per month. I would certainly use James again!
Very professional and prompt service by the team, thank you!
Great communication, professional, always gave updates to the other side so I didn't have to. Made it a smooth transaction for my client. I've had lenders in the past literally tell me "don't call or email me this question, please contact my...
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By far the smoothest real-estate transaction I have ever been through. James and his team communicated clearly, provided excellent education on my options, and seamlessly completed the process with no disruptions. Very impressive!
James is super knowledgeable about home loans-be gave me many options to determine the best option for my family! Aaron & Krista absolutely crushed it with super fast follow up all the way to final funding and closing...thank you so much would...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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