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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    A
    Amie S
    San Diego, CA
    Posted on June 4th, 2020 02:26 AM
    I’m not sure if the problems I encountered had to do with the current Covid-19 situation. Everything seemed to go wrong. Loan docs missed going to processing on time for me to not have to make a mortgage payment - so I had to make one in order...
    read more
  • Encompass
    C
    Camilo A
    San Diego, CA
    Posted on June 2nd, 2020 03:12 PM
    Krista and Aaron did an amazing job working my packet. They were working at all hours of the day making sure everything was right. We had a small hiccup towards the end but in general they did an amazing job. Thanks guys.
  • Encompass
    E
    Everett E
    San Diego, CA
    Posted on June 1st, 2020 06:28 PM
    James and his team at Synergy One constantly communicated and provide all the proper documents I needed. If there was something I didn't understand or had a question about, they were always there to answer any questions day or night. The whole...
    read more
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    K
    KATRINA E
    ESCONDIDO, CA
    Posted on May 30th, 2020 04:51 PM
    James and his extended team were responsive, efficient and helpful. They made the process pretty painless.
  • Encompass
    M
    Matthew G
    San Diego, CA
    Posted on May 27th, 2020 08:49 PM
    I think it was largely COVID related but it was a grueling and long process for a loan with A paper and assets. But, again, i think it's COVID related.
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    M
    Michael D
    San Diego, CA
    Posted on May 27th, 2020 03:56 PM
    Great breakdown of costs and timeline of events provided
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    M
    Martin E
    Chula Vista, CA
    Posted on May 24th, 2020 01:23 AM
    I routinely had problems reaching people in the office.
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    J
    Jerry W
    Ontario, CA
    Posted on May 20th, 2020 02:12 PM
    James’ employees and colleagues were extremely helpful. When ever I e-mailed, texted or called they would get right back to me. They were very helpful in getting my wife an I through they loan process.
  • Encompass
    D
    David B
    San Diego, CA
    Posted on May 20th, 2020 01:47 PM
    Quick response and recommendations to make the best decision
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    L
    Liubov V
    San Diego, CA
    Posted on May 19th, 2020 01:58 PM
    Excellent communication, always available for any questions we’ve had along the process.
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235