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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    N
    Nail S
    Murrieta, CA
    Posted on January 2nd, 2021 05:54 AM
    I have been referred to James by my broker Nick, James, and His team did a great job pre-approving my client all the way to fund the loan.
  • Encompass
    S
    Shawn D
    San Diego, CA
    Posted on January 2nd, 2021 03:05 AM
    James Carmody's team had incredibly timely and informative communication. I've never before worked with a team so on top of the entire process. It seemed like they were always working. As soon as they had new information I would receive a text...
    read more
  • Encompass
    J
    Joseph E
    Encinitas, CA
    Posted on December 29th, 2020 05:28 AM
    James and his team were up front with everything that I was to expect and got me a great new rate that I couldn't find most other places for my Jumbo loan, saving me hundreds of dollars a month on my mortgage payment.
  • Encompass
    A
    Asma F
    Murrieta, CA
    Posted on December 28th, 2020 03:48 PM
    Dear James,We would like to take this opportunity to thank you and your team for the hard work and excellent job done. We are very much satisfied with your service. It has been a pleasure doing business with you. You have such a professional...
    read more
  • Encompass
    M
    Mojtaba N
    Murrieta, CA
    Posted on December 28th, 2020 04:29 AM
    Dear James,I would like to appreciate the hard work you and your team have done for us throughout the mortgage loan process. For us the process was easy, fast, smooth and hassle free. You have impressed us with the low mortgage rate. You are...
    read more
  • Encompass
    C
    Claude S
    La Jolla, CA
    Posted on December 24th, 2020 04:40 PM
    3 points...1. Love the website. It's easy to navigate and load the info. Took me just 20 minutes in one sitting to load all my info. One of the best sites I've worked with.2. James was both knowledgeable and responsive. Appreciated that.3....
    read more
  • Encompass
    C
    Cindy C
    El Cajon, CA
    Posted on December 22nd, 2020 01:55 PM
    Very helpful
  • Encompass
    M
    Mary M
    San Diego, CA
    Posted on December 21st, 2020 10:14 PM
    Staff was friendly and helpful
  • Encompass
    J
    Jasmin B
    San Diego, CA
    Posted on December 17th, 2020 07:28 PM
    The support that James' team provides is great. We always had our questions answered and had quick responses. One piece of advice would be to always confirm rates and amounts to ensure the correct information is being provided to avoid any...
    read more
  • Encompass
    C
    Chandrashekhar Y
    La Jolla, CA
    Posted on December 17th, 2020 05:06 PM
    Fast, responsive, thorough.
  • 321–330 of 629
    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235