

James S. Carmody
Branch Manager | NMLS# 308051

It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I have been referred to James by my broker Nick, James, and His team did a great job pre-approving my client all the way to fund the loan.
James Carmody's team had incredibly timely and informative communication. I've never before worked with a team so on top of the entire process. It seemed like they were always working. As soon as they had new information I would receive a text...
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James and his team were up front with everything that I was to expect and got me a great new rate that I couldn't find most other places for my Jumbo loan, saving me hundreds of dollars a month on my mortgage payment.
Dear James,We would like to take this opportunity to thank you and your team for the hard work and excellent job done. We are very much satisfied with your service. It has been a pleasure doing business with you. You have such a professional...
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Dear James,I would like to appreciate the hard work you and your team have done for us throughout the mortgage loan process. For us the process was easy, fast, smooth and hassle free. You have impressed us with the low mortgage rate. You are...
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3 points...1. Love the website. It's easy to navigate and load the info. Took me just 20 minutes in one sitting to load all my info. One of the best sites I've worked with.2. James was both knowledgeable and responsive. Appreciated that.3....
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Very helpful
Staff was friendly and helpful
The support that James' team provides is great. We always had our questions answered and had quick responses. One piece of advice would be to always confirm rates and amounts to ensure the correct information is being provided to avoid any...
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Fast, responsive, thorough.
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235