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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    A
    Alexandra M
    San Diego, CA
    Posted on January 23rd, 2021 03:50 PM
    James and his team made this process so easy and stress free. They kept me updated every step of the way and on track for closing. I highly recommend going with James if you are looking for a smooth and transparent home buying experience.
  • Encompass
    R
    Ryan S
    San Diego, CA
    Posted on January 22nd, 2021 02:12 PM
    James and his team was on top of everything. Completely made the whole process smooth. He did an amazing job!
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    L
    Lisa V
    San Diego, CA
    Posted on January 21st, 2021 10:53 PM
    James Carmody and his staff kept me and my clients up to date on every step. Our file closed on time and without any hiccups! James was able to keep on schedule per the Real Estate contract and my clients were able to remove all of their contingencies...
    read more
  • Encompass
    D
    Dustin T
    San Diego, CA
    Posted on January 21st, 2021 05:16 PM
    A True Professional, highly Knowledgeable and responsive. James always delivers and explains the process very well, someone you can rely on and put your trust in. HIGHLY RECOMMENDED!!!
  • Encompass
    J
    Jason S
    San Diego, CA
    Posted on January 20th, 2021 04:46 PM
    James was amazing to work with. Great communication and smooth transaction. I look forward to working with James again!
  • Encompass
    S
    Steven C
    San Diego, CA
    Posted on January 20th, 2021 08:41 AM
    What made my experience with Synergy GREAT was the peace of mind I had during the entire process due to my personally knowing James Carmody for over 5 years, and knowing his quality of character to be in the top 5% of humanity. Probably more...
    read more
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    Eva V
    San Diego, CA
    Posted on January 17th, 2021 07:05 PM
    My first refinance experience was amazing. This time, it was very disappointing. Poor communication, Krista would be 30min + late to scheduled meetings. As a healthcare provider who is also trying to homeschool 2 young children, I completely...
    read more
  • Encompass
    A
    Anna K
    San Diego, CA
    Posted on January 11th, 2021 04:21 PM
    Great experience. Highly recommended.
  • Encompass
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    Esteban V
    San Diego, CA
    Posted on January 4th, 2021 07:57 PM
    James and his team had complete control over the financing in our transaction. We were hit with a big surprise from title towards the end of our escrow and had to switch buyers in order to fund the loan. James was able to finance the new buyer...
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  • Encompass
    A
    Antonio E
    San Diego, CA
    Posted on January 4th, 2021 07:39 PM
    James and his team were very communicative and pro-active throughout the entire escrow process. They were transparent and positive every step of the way. I look forward to working with them again. Thanks James and team!
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235