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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
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    Ernesto B
    San Diego, CA
    Posted on December 15th, 2020 08:31 PM
    James is great to work with! Was always there to help us with any questions and provided various solutions. Happy to do business with him again!
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    Brianna Q
    SAN DIEGO, CA
    Posted on December 9th, 2020 06:37 PM
    James himself is very nice and knowledgeable, however it's his staff you actually work with who take a long time and have not been super communicative. James really sells you in but then his team really drops the ball with the service, unfortunately....
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    Lee B
    La Jolla, CA
    Posted on December 9th, 2020 03:03 AM
    Responsiveness and guidance of the S1L staff was excellent. Whenever I had a question, I received prompt and appropriate response. Only minor caveat is that I sometimes received the same docusign request but in different wording, from James...
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    Patrick A
    La Jolla, CA
    Posted on December 8th, 2020 04:14 PM
    Knowledge, service and great terms.
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    Joseph M
    San Diego, CA
    Posted on December 2nd, 2020 05:34 PM
    Communication over e-mail was fine with me, I can Imagine others would be a little taken back.I liked uploading the documentation onto the website under my account login, made it easy and simple and i didn't have to worry about a lost e-mail...
    read more
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    Pamela O
    Carlsbad, CA
    Posted on November 23rd, 2020 10:34 PM
    Your teams communication. The updates were great and Krista was wonderful! On top of everything. Less for me to worry about. THANK YOU!
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    Carol S
    San Diego, CA
    Posted on November 16th, 2020 04:49 PM
    James kept my client and I informed of the loan progression throughout our contingency period. All deadlines he promised were completed on time. His team communicated with us throughout escrow. It was a pleasure working with him.
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    Matt M
    San Diego, CA
    Posted on November 11th, 2020 02:02 AM
    Thank you for all of your help!
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    Skyler S
    San Diego, CA
    Posted on November 10th, 2020 10:14 PM
    James and the team were great every step of the way. They took us through all our questions, and made us feel valued. I would recommend their services. Thanks Skyler Sullivan
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    Caryl L
    San Diego, CA
    Posted on November 8th, 2020 11:54 PM
    James service was excellent! He did everything he said he would do. He was right on top of what was required of the buyers and me, the selling agent. He stayed in touch with me & my buyers and it was one of of the smoothest transactions I have...
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
    What is the Search Rank Score®?
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235