

James S. Carmody
Branch Manager | NMLS# 308051

It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James is great to work with! Was always there to help us with any questions and provided various solutions. Happy to do business with him again!
James himself is very nice and knowledgeable, however it's his staff you actually work with who take a long time and have not been super communicative. James really sells you in but then his team really drops the ball with the service, unfortunately....
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Responsiveness and guidance of the S1L staff was excellent. Whenever I had a question, I received prompt and appropriate response. Only minor caveat is that I sometimes received the same docusign request but in different wording, from James...
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Knowledge, service and great terms.
Communication over e-mail was fine with me, I can Imagine others would be a little taken back.I liked uploading the documentation onto the website under my account login, made it easy and simple and i didn't have to worry about a lost e-mail...
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Your teams communication. The updates were great and Krista was wonderful! On top of everything. Less for me to worry about. THANK YOU!
James kept my client and I informed of the loan progression throughout our contingency period. All deadlines he promised were completed on time. His team communicated with us throughout escrow. It was a pleasure working with him.
Thank you for all of your help!
James and the team were great every step of the way. They took us through all our questions, and made us feel valued. I would recommend their services. Thanks
Skyler Sullivan
James service was excellent! He did everything he said he would do. He was right on top of what was required of the buyers and me, the selling agent. He stayed in touch with me & my buyers and it was one of of the smoothest transactions I have...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235