James S. Carmody
Branch Manager | NMLS# 308051
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Was able to meet the 30 day closing timeline (slipped by one day).Good communication with email or phone.An issue I had was with underwriting. Is there a way the required documents can be collected earlier (eg. anticipation of a 2nd review)...
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Team Caramody, Has served me and my family for 6 years, his team is so efficient I had to share with others. I appreciate their knowledge, personal contact, keeping me updated along the process. Really appreciate James, Aaron, Nannette and...
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James and his Synergy One team were amazing from day one. They excelled in communication and went out of their way to ensure a smooth process from start to finish. Thank you for the fantastic support!
James provides quality guidance and advice throughout the whole process.
Awesome job!
From the pre-approval letter to the end, always ha good communication and team effort. We closed on time and everyone was happy!!
James is my go to! Responsive, communicative, educational, all the while being an amazing dad of two! All of my clients have had nothing but positive things to say about James and his team at Synergy!
Quick responses, incredible attention to detail, and comprehensive financial breakdowns allowed my family to buy the best house within our budget.
James was on it! He was super efficient & timely. As first time homebuyers, we appreciated the time he took to help us understand the process.
They took care of all the loan questions and documentation for assets that we used to be approved for the loan. Very responsive and organized. Truly appreciate the smooth transaction how they communicate with all such as my realtor and escrow...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235