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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    M
    Marcos C
    San Diego, CA
    Posted on March 2nd, 2021 08:18 PM
    James kept me well informed , and makes call for new update .
  • Encompass
    R
    Rolando B
    El Cajon, CA
    Posted on February 28th, 2021 09:01 PM
    The entire process was great and they were patient with us with the entire process.
  • Encompass
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    Noah G
    Carlsbad, CA
    Posted on February 27th, 2021 03:56 PM
    Smooth as could be! And that's not easy in this market. Clients are over the moon with the level of service James and his team provides. That's the feedback I like to hear as a referring agent.
  • Encompass
    N
    Noemy M
    National City, CA
    Posted on February 26th, 2021 04:01 PM
    Although it took a little longer than expected, I was always informed of the status of the loan. Everyone I spoke with was courteous and professional.
  • Encompass
    M
    Marina G
    El Cajon, CA
    Posted on February 26th, 2021 08:22 AM
    James Carmody you are Awesome!! I'm pleased and forever grateful with James Carmody and his team, as we received professional, friendly, and diligent service from everyone. I highly recommend James Carmody and his team, they are trustworthy...
    read more
  • Encompass
    J
    Joel G
    El Cajon, CA
    Posted on February 26th, 2021 08:22 AM
    My name is Joel G. My family and I recently purchased our first home. Thanks to the Carmody team. Thank you James Carmody for all your help and Professionalism that made our home buying journey a great experience. Thanks to your team and everyone...
    read more
  • Encompass
    C
    Charlene E
    Cardiff, CA
    Posted on February 24th, 2021 02:58 PM
    Thank you James for jumping in on a tough file, on a Sunday morning during a holiday weekend! You are top notch and appreciate you, your team and all the hard work you put in to closing escrow for our client. GREAT experience and looking forward...
    read more
  • Encompass
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    Zachary D
    Julian, CA
    Posted on February 23rd, 2021 05:50 PM
    James and his team we’re extremely helpful and very responsive to all our questions and concerns, We couldn’t ask for a better lending experience..can’t recommend them enough.
  • Encompass
    S
    Sulmaz Y
    Julian, CA
    Posted on February 20th, 2021 07:12 PM
    Professional, efficient and competitive. James and his team went above and beyond to get us the best possible rate. They know what they’re doing and it shows. We never felt pressured, everything was crystal clear and the process was faster...
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  • Encompass
    S
    Santiago T
    FALLBROOK, CA
    Posted on February 18th, 2021 03:35 AM
    Definitely the Synergy team's expertise made the process smooth. Great loan presentation and cost estimation at the beginning of the process. The Synergy portal to upload personal documents is safe and secure which is appreciated. There is...
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235