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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
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    Nadine H
    Chula Vista, CA
    Posted on September 13th, 2021 11:53 AM
    Constant communication
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    Duncan H
    Chula Vista, CA
    Posted on September 10th, 2021 05:12 PM
    Very responsive and respectful!
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    M
    Megan E J
    San Diego, CA
    Posted on September 4th, 2021 03:03 PM
    Constant comms back and forth and answered my dumb questions!
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    Veronica C
    Ramona, CA
    Posted on September 2nd, 2021 06:01 PM
    great communication and timely response
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    K
    Katalin L S
    RAMONA, CA
    Posted on August 24th, 2021 06:24 PM
    Communication was great- phone calls were answered and emails replied to very quickly. Buying our first home was a stressful situation but the team at S1L helped make it easier!
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    Leah K
    San Marcos, CA
    Posted on August 19th, 2021 05:44 PM
    Great communication all throughout. Team helped educate us get us through the process as simple as possible.
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    Rosa A B
    San Diego, CA
    Posted on August 7th, 2021 12:38 AM
    This would have been great except that at the end the loan documents were issue incorrect not once but twice. It delayed closing and I had to sign the same documents twice at home at at the end had to go to the escrow office, becuase there...
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    Gary L
    San Diego, CA
    Posted on August 4th, 2021 11:40 PM
    Aaron and Nannette were a great team. Nannette followed up and helped me with items I struggled to add on the website, she stayed on task and always answered my questions and concerns quickly and warmly. She had patience for my short comings....
    read more
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    Matthew T S
    (Area of Cardiff By Th, CA
    Posted on July 27th, 2021 10:57 PM
    .James is very personable and knowledgeable
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    Shelly M M
    Lancaster, CA
    Posted on July 24th, 2021 07:21 PM
    The availability & kindness of your staff They all seem to care & kept in touch with me every step of the way. I had no idea how to refinance but you & your company made it so easy. Thanks again !!
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235