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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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Range
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
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    Vincent P R
    San Diego, CA
    Posted on October 26th, 2021 01:05 PM
    The constant communication and checking in
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    Erwayne J A
    San Diego, CA
    Posted on October 19th, 2021 03:03 PM
    The portal system and concierag group is great
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    Mandy R
    Lakeside, CA
    Posted on October 14th, 2021 12:29 PM
    Communication, knowledge and friendly. Nanette was very knowledgeable and helpful in getting us thru the final part of the process.
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    Angela M F
    San Diego, CA
    Posted on October 9th, 2021 03:56 AM
    Another wonderful experience with James and his team. They found me exactly what I needed and were great through the whole process. They’re always a pleasure to work with and I refer people to them whenever I get the chance.
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    Alejandro L C
    San Marcos, CA
    Posted on October 8th, 2021 04:58 PM
    Communication was amazing, the team were very friendly and supportive. We closed escrow quickly and with no mishaps.
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    Shelby A C
    San Marcos, CA
    Posted on October 8th, 2021 03:46 PM
    The communication from start to finish completely exceeded our expectations. We knew every step of the way where we were in the loan process and what documents were needed. I am so impressed with James and his team and very grateful for their...
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    Jason E D
    San Francisco, CA
    Posted on October 4th, 2021 07:57 PM
    The speed at which the whole team moved was a great advantage in the competitive Bay Area market. Once our offer was accepted we sped through closing. Even though things moved quickly, the team was clear on what was needed for each step. This...
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    Jackie W
    Coronado, CA
    Posted on October 4th, 2021 03:02 PM
    Living 2,000.00 miles away from James was never a problem!He was always available even after 5and kept us well informed. when we hit a glitch he handled it with grace and a little humor ❤️
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    Anthony B
    San Diego, CA
    Posted on September 30th, 2021 03:47 PM
    James explained everyone me being a first time buyer and never made me feel like my questions were dumb.
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    Yelena B
    Oceanside, CA
    Posted on September 27th, 2021 06:36 PM
    Good communication, received sufficient information at the beginning so I knew what to expect next. All my questions were answered in timely manner. Professional and friendly stuff
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235