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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    K
    Kelly Y R
    San Diego, CA
    Posted on July 23rd, 2021 10:57 PM
    Great communication and updates throughout the process to keep us informed. Thank you and your team!
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    Rhiannon C
    San Diego, CA
    Posted on July 22nd, 2021 01:03 AM
    James and his team are very customer service oriented. They are very respondent to emails, texts, and phone calls. They work with you to meet your needs without being pushy at all. Although we have not actually seen James in a while, he remembers...
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    Patricia M B
    San Diego, CA
    Posted on July 21st, 2021 09:03 PM
    Nanette was extremely impressive. She answered my questions thoroughly and responded to my correspondence quickly. I have already recommended the company to my mother. I will be contacting you in a few months for my next purchase.
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    Quan M
    San Diego, CA
    Posted on July 21st, 2021 03:54 PM
    James and his team got me a much better deal than who I was working with before
  • Encompass
    A
    Andy S
    San Diego, CA
    Posted on July 8th, 2021 06:48 PM
    It was a great experience. James and his crew were with me from start to finish.
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    Travis P
    San Diego, CA
    Posted on June 25th, 2021 06:44 PM
    James and his team were very friendly and helpful during the entire process and I would definitely recommend to my family and friends
  • Encompass
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    Brian J L
    San Diego, CA
    Posted on June 24th, 2021 04:50 PM
    Communication and dedication to hitting timelines and customer service were exceptional!
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    Yelena B
    Oceanside, CA
    Posted on June 16th, 2021 06:28 PM
    We obtained all information about the process, Carmody team was very helpful and available all the time
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    Michael R
    San Marcos, CA
    Posted on June 7th, 2021 01:53 AM
    Excellent communicado from start to finish from James who was Buyer’s Lender. As the List Agent I appreciated his professional contacts to update Buyer’s loan on several occasions.
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    Mimi D
    Encinitas, CA
    Posted on June 2nd, 2021 12:32 AM
    extremely helpful, friendly, very efficient/timely, customer-focused, super responsive & communicative team!! thanks so much for everything!!!!
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235