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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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Range
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    L
    Lyssette W
    San Diego, CA
    Posted on December 13th, 2021 04:28 PM
    There were a couple of snafus close to close which happened around a holiday and after talking to James, he and his team really worked hard to make sure that the close happened on time.
  • Encompass
    V
    Virginia C
    Murrieta, CA
    Posted on November 27th, 2021 05:59 PM
    Thank you very, very much for you and your team for helping us and my family to get this house in Murrieta. Happy Thanksgiving and Merry Christmas and a Happy New Year.
  • Encompass
    R
    Rebekkah D L
    Spring Valley, CA
    Posted on November 19th, 2021 02:57 PM
    We are first time homebuyers and James and his team walked us through everything we needed to know, answered questions, always called us back, and treated us with respect and integrity and ultimately worked with us to successfully purchase...
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  • Encompass
    S
    Steven J Y
    Carlsbad, CA
    Posted on November 18th, 2021 05:21 PM
    Communication is key, and the team went above and beyond.
  • Encompass
    S
    Savanah M
    San Diego, CA
    Posted on November 18th, 2021 03:33 PM
    James and the team were great!
  • Encompass
    M
    Marcus C L
    Spring Valley, CA
    Posted on November 17th, 2021 01:32 AM
    As first-time homebuyers, we had SO many questions about the home buying process along the way, from the moment we stepped into the market, to the day our loan was funded. James and his team never let a call go unanswered, and helped to build...
    read more
  • Encompass
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    Christopher S
    Vista, CA
    Posted on November 9th, 2021 10:57 PM
    Everyone was friendly, helpful, fast and easy
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    Michelle S
    Vista, CA
    Posted on November 9th, 2021 01:40 PM
    Very organized process, which made it easy to stay on deadlines. When questions popped up they were answered clearly and quickly.
  • Encompass
    A
    Angela B C
    San Diego, CA
    Posted on November 3rd, 2021 02:16 AM
    Good communication, professional, honest, felt like they cared about me
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    Marjorie L B
    SAN DIEGO, CA
    Posted on October 31st, 2021 02:29 PM
    Marissa made my transaction so easy!!!! She was responsive, polite, and was fantastic at quick follow up. It was a pleasure working with her. It almost makes me want to do it again, LOL. I am a real estate agent and I have done many transactions....
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235