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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    B
    Bruce T
    Coronado, CA
    Posted on January 19th, 2022 07:26 PM
    We can chat about it maybe? Lay people need to be kept appraised of the process and be able to track one's progress.
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    M
    Matthew A
    San Diego, CA
    Posted on January 14th, 2022 03:18 PM
    James and his team got it done. Despite some last minute hurdles and a bit of a complicated loan they nailed it. Super happy.
  • Encompass
    B
    Bryce A J
    Chula Vista, CA
    Posted on January 7th, 2022 06:39 PM
    The Synergy One team is very organized, and it's clear that there's excellent internal team communication. Expectations are clearly communicated, needs are identified ahead of time, and deliverables are met prior to deadlines. Well done to...
    read more
  • Encompass
    B
    Brent R C
    Escondido, CA
    Posted on January 6th, 2022 06:43 PM
    Nannette & James did a great job and made the refi process fairly painless!
  • Encompass
    A
    Amanda R J
    Chula Vista, CA
    Posted on January 4th, 2022 10:55 PM
    Very clear communication - felt very supported and guided through the whole process!
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    S
    Sarah L C
    National City, CA
    Posted on January 4th, 2022 08:48 PM
    My husband and I have worked with James and his team at Synergy One Lending for many years. This particular venue, transferring ownership of my house to my daughter, has been in the making for several years. Through out these many years of...
    read more
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    Leslie C
    San Diego, CA
    Posted on January 2nd, 2022 03:54 PM
    Very responsive to my refi needs and timeline execution.
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    Paul S
    Vista, CA
    Posted on December 24th, 2021 11:58 PM
    Great communication and hand holding for first time home buyers! Worked with us on interest rates and overall a great experience. Thank you James, Aaron, and Nannette!
  • Encompass
    O
    Olivia M L
    Valley Center, CA
    Posted on December 24th, 2021 04:45 PM
    Everything from the first moment we spoke with the team. They were always available and willing to answer any questions we had. They responded very timely and always kept us updated with where things were.
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    A
    Arthur G L
    Valley Center, CA
    Posted on December 24th, 2021 01:58 PM
    Making our dreams come True
  • 221–230 of 629
    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235