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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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Range
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    M
    Mitchell S P
    San Diego, CA
    Posted on April 3rd, 2022 03:24 PM
    I appreciate how you took the time to explain all the “unknowns” to us, I also liked your availability, communication and teamwork. I would highly recommend your company to anyone. Thank you!!
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    Teresa P
    San Diego, CA
    Posted on April 1st, 2022 04:25 PM
    James and team made the process so easy and explained everything step by step. Went above and beyond to find the right loan for us!! We hope to buy more properties and will definitely use you again!!
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    Todd S B
    Palm Springs, CA
    Posted on March 25th, 2022 02:35 PM
    Highly knowledgeable about loan programs available in the market. Service-oriented, professional, consistent with communication. Nannette was amazing!
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    Barbara H M
    San Diego, CA
    Posted on March 25th, 2022 12:10 AM
    Aaron snd marissa we’re very helpful. The monopoly cards and beautiful cutting board were a pleasant surprise.
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    Evelyn N P
    San Jacinto, CA
    Posted on March 22nd, 2022 05:36 PM
    Team was very attentive in constant communication with us. Very transparent about what we could do based on our numbers. Always providing best case scenarios about our loan and explaining everything as we met each milestone of it as well.
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    S
    Salvador I P
    San Jacinto, CA
    Posted on March 19th, 2022 07:18 PM
    The Carmody Team was very responsive when answering questions or addressing any concerns that my wife or I had. They took the time to review and explain all of our options before making any decisions. I would highly recommend to friends and...
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    Bret D F
    Lakeside, CA
    Posted on March 8th, 2022 10:05 PM
    James has put an incredible team together! Thanks for everyone’s help !
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    Amber M W
    Carlsbad, CA
    Posted on March 8th, 2022 08:41 PM
    The team communicated well with us and made the process a smooth one!
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    William C L
    San Diego, CA
    Posted on March 3rd, 2022 05:06 PM
    Your whole team was ON IT every step of the way and very accessible. I also appreciate your willingness to compete for our business with offers we got from other lenders. Thank you!
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    Michelle C F
    Chula Vista, CA
    Posted on January 25th, 2022 03:26 PM
    Great communication from all team members, very nice and helpful and it was fast seamless process.
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235