James S. Carmody's Cover Image
James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    B
    Beau I G
    San Diego, CA
    Posted on July 23rd, 2022 10:41 PM
    Flexible loan constraints
  • Encompass
    Z
    Zahra G
    Los Angeles, CA
    Posted on July 21st, 2022 03:07 PM
    All great thanks
  • Encompass
    C
    Connie D H
    Oceanside, CA
    Posted on July 17th, 2022 08:59 PM
    I felt like I had a true partnership in buying my home and the mortgage from James and his team.
  • Encompass
    M
    Monica T
    La Jolla, CA
    Posted on July 16th, 2022 07:29 PM
    I appreciated the communication and quick response.
  • Encompass
    S
    Susan C F
    San Diego, CA
    Posted on July 14th, 2022 07:57 PM
    I had some complex issues to deal with and the Carmody Team was great at walking me through them
  • Encompass
    R
    Roman C
    La Jolla, CA
    Posted on June 17th, 2022 01:31 PM
    Successful!
  • Encompass
    S
    Stephanie L E
    Murrieta, CA
    Posted on June 16th, 2022 06:20 PM
    James, Aaron, and the whole Carmody team were super friendly, professional, and easy to work with throughout the entire process. They were very responsive and quick to update us with information that we needed, and always willing to explain...
    read more
  • Encompass
    R
    Roudabeh G
    San Diego, CA
    Posted on May 28th, 2022 12:03 PM
    Thanks you for your support
  • Encompass
    A
    Alexandra D
    La Mesa, CA
    Posted on May 22nd, 2022 09:20 PM
    The process was quick and efficient. Everyone we worked with was nice.
  • Encompass
    S
    Sabreena J L
    San Diego, CA
    Posted on May 2nd, 2022 04:15 PM
    Everyone that I worked with was amazing. Whenever I had a question, which was often, whoever I spoke with always got me an answer and never made me feel bad about asking.
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235