James S. Carmody
Branch Manager | NMLS# 308051
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great communication
Reply from James S. Carmody
April 19th, 2025 01:08 AM
Thank you for your kind words Valerie! It was a pleasure working with you, and I’m so glad the communication helped make the process smooth. I’m always here if you need anything in the future!
I had a great experience working with James. His quick response time and availability were impressive, especially as a first-time home buyer. He took the time to explain details and clarify unfamiliar terms, which was very helpful. I felt supported...
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Reply from James S. Carmody
April 19th, 2025 01:07 AM
Thank you so much for your thoughtful and detailed feedback Mohsen! It was truly an honor to guide you through your first home purchase. I'm grateful for the trust you placed in me and am so glad to hear you felt supported and informed every...
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Clear, promot, upfront communication
Reply from James S. Carmody
April 19th, 2025 01:07 AM
Thank you for your thoughtful feedback Michael! I’m so glad to hear that the communication made a positive impact. It was a pleasure working with you, and I appreciate the opportunity to be part of your journey.
Grateful for the communication, the organization and the help!
Reply from James S. Carmody
April 19th, 2025 01:06 AM
Thank you so much for your kind words Kaitlin! It was truly a pleasure supporting you throughout the process. I’m grateful for the trust you placed in me and my team, and I’m always here if you need anything down the road.
Everything went smoothly and is planned.
Reply from James S. Carmody
April 19th, 2025 01:05 AM
Thank you so much for your feedback Robert! I’m grateful for the opportunity to assist you and thrilled to hear everything went smoothly. It was a pleasure working with you, and I’m always here if you need anything in the future.
Working with them was breeze. The team was very responsive. I would definitely recommend them and be a return customer.
Reply from James Carmody
January 23rd, 2024 03:36 PM
Thank you so much Sonia! You two were great to work with. Stoked we could help you reach your goal!
Great advice, quick responses and friendly communication.
Reply from James Carmody
January 23rd, 2024 03:37 PM
Thanks Nick! Honored to assist you in your family in making this goal come true.
Good management team involving the review and signing of dozens of documents
Reply from James Carmody
January 23rd, 2024 03:38 PM
Thank you for being organized and on top of everything. Please let us know if we can do anything for you at all in the future.
Loved that you had timelines written up prior to putting in an offer. Super proactive and response time was on point! Appreciated the video message introducing yourselves and just overall top notch experience. Never one had to chase you down...
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Reply from James S. Carmody
April 19th, 2025 01:04 AM
Thank you so much for the kind words Meredith! It was a pleasure partnering with you and I’m glad the proactive communication helped make the process seamless. I truly value strong collaboration, and I’m looking forward to many more smooth...
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Excellent communicators, transparent, collaborative, all team members courteous and exceptionally talented
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235