

James S. Carmody
Branch Manager | NMLS# 308051

It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Crisp and clear communication. All contract milestones were either met or exceed. You kept the seller's side and escrow informed as well. I do not like to have to reach out to the lender to find out what's happening. You guys always reached...
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Reply from James S. Carmody
April 19th, 2025 01:17 AM
Thank you for the incredible feedback! Clear communication and staying ahead of every milestone are top priorities for my team and me, and I’m thrilled to hear it made a positive difference. It was a pleasure working with you, and I look forward...
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Aaaaaaaaaaaa
A lot of timely communication.. kept the entire transaction team "in-the-know" and it help a lot.... good job!
Reply from James S. Carmody
April 19th, 2025 01:16 AM
Thank you for your kind words! I’m glad the timely communication helped make the process smooth for everyone involved. It was truly a pleasure working with you, and I’m grateful for the opportunity to support you through this milestone.
James and his team make everything go smoothly throughout the transaction. As an agent, they give me peace of mind when working with my clients, knowing my clients will be informed every step of the way. I will continue to work with James with...
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Reply from James S. Carmody
April 19th, 2025 01:15 AM
Thank you so much for your incredible feedback Ben! It means the world to know that you and your clients feel supported every step of the way. I truly value the trust you place in my team and I!
This is the second time we worked with the Carmody Team. There is a lot to deal with when buying a home and they made the process as simple as possible. They were always available when we had questions and it was a pleasure to work with them...
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Reply from James Carmody
March 21st, 2024 04:29 PM
Crystal and Chris, thank you so much for your loyalty. We are grateful for your business and look to continue to be a resource and lending partner for years to come. Congrats on your next property!
Awesome job. I was always update and you problem solved as needed. Also the no loan contingency put us in a position to win the bidding war.
Reply from Carmody Team
March 21st, 2024 04:30 PM
Thank you for the feedback. We put a lot of thought into our process and systems. We do everything we can to make our buyers the strongest in the market. Looking forward to the next one.
James and his team are professional, communicative, caring, and very proactive when it comes to problems solving. I I am a top producing real estate professional with very high standards, and James has met everyone of my expectations without...
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Reply from James S. Carmody
April 19th, 2025 01:44 AM
Thank you for your incredible feedback and continued trust Patty! It means a great deal coming from someone with such high standards. My team and I truly value our partnership and are committed to delivering exceptional service every step of...
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Personal and attentive communication.
Reply from James S. Carmody
April 19th, 2025 01:43 AM
Thank you Rosemary! I truly value strong communication and collaboration, and I’m grateful for the opportunity to work together. Looking forward to many more successful transactions ahead!
Communication, systems for uploading documents, no surprises, troubleshooting conversations and good counsel
Reply from James S. Carmody
April 19th, 2025 01:10 AM
Thank you for your thoughtful feedback Robert! I'm so glad to hear that the communication, systems, and guidance helped make your experience smooth and stress-free. It was truly a pleasure working with you, and I’m grateful for the trust you...
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The personal communication and follow thru
Reply from James S. Carmody
April 19th, 2025 01:09 AM
Thank you so much for your kind words Rosemary! I’m grateful for the opportunity to work together and glad the personal communication and follow-through made a difference. I look forward to staying connected and supporting you on future transactions!...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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