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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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Range
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    S
    Shirin R R
    Encinitas, CA
    Posted on December 29th, 2023 01:30 PM
    Speed and communication
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    Julia D B
    Ventura, CA
    Posted on December 21st, 2023 03:50 PM
    Great communication and made things easy to understand. The s1 app was easy to use and upload everything to.
    Reply from James Carmody
    December 21st, 2023 04:07 PM
    Thanks for the great feedback JD! Congratulations to you and Kane! So excited for you guys.
  • Encompass
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    Jessica V
    National City, CA
    Posted on November 11th, 2023 06:29 PM
    The communication and flexibility was great. It was very easy to get updated information based on different types of loans and budgets. Our questions were answered whenever we needed it. The best part of the process was the speed with which...
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  • Encompass
    A
    Andy S
    SAN DIEGO, CA
    Posted on October 29th, 2023 06:23 PM
    I was really impressed with the level of communication. As a listing agent, I advise my sellers to consider offers not just based on price, but also on the competency of the buyer's team: their lenders, agent etc. The Carmody Team was extremely...
    read more
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    Oleksandr K
    ESCONDIDO, CA
    Posted on October 3rd, 2023 01:23 PM
    Aaron did excellent job as well as Pam
  • Encompass
    A
    Alfonso G
    SAN DIEGO, CA
    Posted on September 2nd, 2023 05:31 PM
    Excellent communication and willingness to work through an aggressive closing timeline.
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    Nicole M
    SAN DIEGO, CA
    Posted on August 20th, 2023 02:25 AM
    James and Aaron made it great! Responsive, communicative and just totally on the ball. This was the best transaction I've had in a long time.
  • Encompass
    A
    Arthur J D
    San Diego, CA
    Posted on August 2nd, 2023 08:42 PM
    The Carmody Team was responsive and knowledgeable, and took time to make sure I understood the process. They followed up quickly for needed information, and the overall closing process went very smoothly owing to their diligence and promptness....
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    Jack Z
    La Jolla, CA
    Posted on July 31st, 2023 07:45 PM
    Document for signature often didn't reflect oral commitments. May have been communication issue but didn't inspire trust.Secure portal document uploads disappeared, when plan needed to be revised. Why did that have to happen? No reasonable...
    read more
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    Chia H W
    San Diego, CA
    Posted on July 28th, 2023 05:14 PM
    The process is fast and smooth.
  • 161–170 of 629
    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235