James S. Carmody
Branch Manager | NMLS# 308051
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I love working with Carmody team! They are always on top of the transaction and their communication is fantastic!
Reply from James S. Carmody
April 19th, 2025 01:40 AM
Thank you Kalinka! We truly value your partnership and are grateful for the opportunity to work alongside you. Clear communication and a smooth process are always our top priorities — we’re excited to keep building more success together!
Accurate estimates, fast, always be in touch. Thank you for navigation us in this complex process!
Reply from James S. Carmody
April 19th, 2025 01:39 AM
Thank you, Dmytro! It was truly a pleasure guiding you through the process. I’m grateful for the trust you placed in me and my team, and I’m so glad we could make the experience smooth and straightforward for you. Wishing you all the best in...
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Holding us accountable on a daily basis to meet deadlines
Reply from James S. Carmody
April 19th, 2025 01:38 AM
Thank you Kyle! I’m glad we could help keep everything on track and moving forward. It was a pleasure working with you, and I’m grateful for the trust you placed in us throughout the process.
I appreciated receiving a phone call at the time of the buyer's offer from James, and the weekly updates.
Reply from James S. Carmody
April 19th, 2025 01:22 AM
Thank you for the feedback! I’m glad the proactive communication and updates helped make the process smoother. It was a pleasure working with you, and I look forward to partnering on many more successful transactions in the future!
The Carmody team's performance was exceptional yet again. This is the second time we've worked with them in the last few years, and I couldn't be happier with the outcome. As a self-employed business owner, I find it challenging to obtain loans...
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Reply from James S. Carmody
April 19th, 2025 01:21 AM
Thank you for your incredible feedback and continued trust! It’s been an absolute pleasure working with you again. We take great pride in finding solutions for our self-employed clients, and I’m so glad we could help you navigate the process...
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You are always on top of every twist and turn. We were grtaeful to be notified of the pre-emptive Tidewater Appraisal:)
Reply from James Carmody
April 3rd, 2024 04:50 PM
Thank you so much for your teamwork.
successfule timely close of escrow, good communication, thank you, agnes/listing agent
Reply from James S. Carmody
April 19th, 2025 01:19 AM
Thank you so much, Agnes! I truly appreciate your partnership and communication throughout the transaction. It was a pleasure working together for a smooth and successful close, and I look forward to hopefully working with you again in the...
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I highly recommend James and his team! They did an awesome job!
Reply from James Carmody
March 29th, 2024 08:27 PM
Lisa, thank you so much for the opportunity to earn your business. Congratulations on your new home!
James and his team were great keeping up with getting our loan funded. They work quick and communicated well through the entire process!
Reply from James S. Carmody
April 19th, 2025 01:18 AM
Thank you for your kind words! I'm so glad to hear you had a great experience. It was a pleasure working with you, and I'm grateful for the trust you placed in my team and I throughout the process.
The communication was consistent and informative. James and his team met and exceeded all escrow milestones for appraisal and loan contingencies, we even had clear to close well before our timelines. James and his team are one of the best lending...
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Reply from James S. Carmody
April 19th, 2025 01:17 AM
Thank you for the amazing feedback! It was truly a pleasure working alongside you to support your clients and deliver a smooth, ahead-of-schedule closing. I’m grateful for your trust and partnership, and I’m looking forward to many more successful...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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