

James S. Carmody
Branch Manager | NMLS# 308051

It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James and his team have never let my clients down!
Reply from James S. Carmody
April 19th, 2025 12:01 AM
Thank you so much for the kind words Staci! It was a pleasure partnering with you to help your clients achieve their goals. I truly appreciate the collaboration and look forward to working together again soon!
Great communication, and working diligently on every aspect of my case
Reply from James S. Carmody
April 19th, 2025 12:00 AM
Thank you Abdul! I appreciate you taking the time to share your experience. I'm honored to have been part of your homebuying process, and I’m always here if you need anything in the future!
PROFESSIONAL, TIMELY, ON-POINT
Reply from James Carmody
June 21st, 2024 07:07 PM
Thank you!
Amazing team that stayed in constant communication, answered all questions, and provided complete support through the homebuying process.
Reply from James Carmody
June 10th, 2024 04:51 PM
Thank you Tim! So happy for you and Natalie. Congratulations on your new home!
Making a real estate purchase can be complicated and stressful. James, was not only very professional, he was also personable, which helped take some of the stress of making such a large transaction. The entire process went smoothly, so escrow...
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Reply from James S. Carmody
April 19th, 2025 12:14 AM
Thank you so much for your thoughtful review. It was truly a pleasure working with you and helping to make the process as smooth and stress-free as possible. I’m grateful you trusted my team with such an important milestone, and we’re honored...
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Constantly communicating with my client and I was superb! Excellent service!
Reply from James S. Carmody
April 19th, 2025 12:15 AM
Thank you so much for the wonderful feedback Kandace! Clear and consistent communication is something I take great pride in, and I’m thrilled to hear it made a positive difference for you and your client. It was a pleasure working together,...
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Subject matter experts and high attention to detail - James and team create complete trust that they are looking out for their client’s best interest every step of the way, and in the broker game are absolute top of class.
Reply from James S. Carmody
April 19th, 2025 12:17 AM
Thank you so much for your thoughtful review and trust throughout the process Ryan. My team and I are committed to delivering the highest level of service, expertise, and care at every step. It was truly an honor to assist you, and we’re grateful...
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Thank you for the strategic and fast support to get us into our new dream home in record time.
Reply from James S. Carmody
April 19th, 2025 12:17 AM
Thank you so much for your kind words! It was truly an honor to help you secure your dream home. I'm grateful for the trust you placed in me and my team, and I'm thrilled we could deliver a smooth and timely experience. Wishing you endless...
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Great communication, execution and did exactly what they said!
Reply from James S. Carmody
April 19th, 2025 01:41 AM
Thank you Ron! It was a pleasure working with you and delivering on every step of the process. I appreciate your partnership and look forward to many more smooth and successful transactions together!
I am very grateful to you for your quick and professional work. I wish you fast growth and friendly customers.
Reply from James S. Carmody
April 19th, 2025 01:40 AM
Thank you Olena! It was truly a pleasure working with you. I’m grateful for your trust and support, and I’m wishing you all the best in this exciting next chapter!
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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