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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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Range
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    S
    Staci J
    Vista, CA
    Posted on July 13th, 2024 04:33 PM
    James and his team have never let my clients down!
    Reply from James S. Carmody
    April 19th, 2025 12:01 AM
    Thank you so much for the kind words Staci! It was a pleasure partnering with you to help your clients achieve their goals. I truly appreciate the collaboration and look forward to working together again soon!
  • Encompass
    A
    Abdul A A
    San Diego, CA
    Posted on July 4th, 2024 07:46 PM
    Great communication, and working diligently on every aspect of my case
    Reply from James S. Carmody
    April 19th, 2025 12:00 AM
    Thank you Abdul! I appreciate you taking the time to share your experience. I'm honored to have been part of your homebuying process, and I’m always here if you need anything in the future!
  • Encompass
    J
    James P A
    SAN DIEGO, CA
    Posted on June 21st, 2024 04:13 PM
    PROFESSIONAL, TIMELY, ON-POINT
    Reply from James Carmody
    June 21st, 2024 07:07 PM
    Thank you!
  • Encompass
    T
    Timothy L D
    FALLBROOK, CA
    Posted on June 10th, 2024 03:01 PM
    Amazing team that stayed in constant communication, answered all questions, and provided complete support through the homebuying process.
    Reply from James Carmody
    June 10th, 2024 04:51 PM
    Thank you Tim! So happy for you and Natalie. Congratulations on your new home!
  • Encompass
    A
    Annette M C
    San Diego, CA
    Posted on June 5th, 2024 04:23 AM
    Making a real estate purchase can be complicated and stressful. James, was not only very professional, he was also personable, which helped take some of the stress of making such a large transaction. The entire process went smoothly, so escrow...
    read more
    Reply from James S. Carmody
    April 19th, 2025 12:14 AM
    Thank you so much for your thoughtful review. It was truly a pleasure working with you and helping to make the process as smooth and stress-free as possible. I’m grateful you trusted my team with such an important milestone, and we’re honored...
    read more
  • Encompass
    K
    Kandace L
    San Diego, CA
    Posted on June 4th, 2024 07:00 PM
    Constantly communicating with my client and I was superb! Excellent service!
    Reply from James S. Carmody
    April 19th, 2025 12:15 AM
    Thank you so much for the wonderful feedback Kandace! Clear and consistent communication is something I take great pride in, and I’m thrilled to hear it made a positive difference for you and your client. It was a pleasure working together,...
    read more
  • Encompass
    R
    Ryan R
    Encinitas, CA
    Posted on May 23rd, 2024 01:23 AM
    Subject matter experts and high attention to detail - James and team create complete trust that they are looking out for their client’s best interest every step of the way, and in the broker game are absolute top of class.
    Reply from James S. Carmody
    April 19th, 2025 12:17 AM
    Thank you so much for your thoughtful review and trust throughout the process Ryan. My team and I are committed to delivering the highest level of service, expertise, and care at every step. It was truly an honor to assist you, and we’re grateful...
    read more
  • Encompass
    M
    Margaux R
    Encinitas, CA
    Posted on May 20th, 2024 03:13 PM
    Thank you for the strategic and fast support to get us into our new dream home in record time.
    Reply from James S. Carmody
    April 19th, 2025 12:17 AM
    Thank you so much for your kind words! It was truly an honor to help you secure your dream home. I'm grateful for the trust you placed in me and my team, and I'm thrilled we could deliver a smooth and timely experience. Wishing you endless...
    read more
  • Encompass
    R
    Ron J
    Encinitas, CA
    Posted on May 19th, 2024 03:47 PM
    Great communication, execution and did exactly what they said!
    Reply from James S. Carmody
    April 19th, 2025 01:41 AM
    Thank you Ron! It was a pleasure working with you and delivering on every step of the process. I appreciate your partnership and look forward to many more smooth and successful transactions together!
  • Encompass
    O
    Olena S
    San Diego, CA
    Posted on May 13th, 2024 12:28 AM
    I am very grateful to you for your quick and professional work. I wish you fast growth and friendly customers.
    Reply from James S. Carmody
    April 19th, 2025 01:40 AM
    Thank you Olena! It was truly a pleasure working with you. I’m grateful for your trust and support, and I’m wishing you all the best in this exciting next chapter!
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
    What is the Search Rank Score®?
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235