James S. Carmody's Cover Image
James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

ClaimedPro

Branch Manager | NMLS# 308051

Company Logo
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Company Logo
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    A
    Adam J P
    San Diego, CA
    Posted on September 13th, 2024 03:18 PM
    Fast, professional service.
    Reply from James Carmody
    September 17th, 2024 05:55 PM
    Thank you Adam! Grateful for the opportunity to work with you.
  • Encompass
    R
    Ron J
    CARLSBAD, CA
    Posted on September 10th, 2024 03:27 PM
    Great communication, professionalism, doing what they said they would and on time!James, Aaron & staff at Synergy are great to work with. They're my new lender and I'll be referring them.Sincerely,Ron Johnson (RJ) First Team Real Estate #01271330...
    read more
    Reply from James Carmody
    September 10th, 2024 05:15 PM
    Thank you RJ! We appreciate the great feedback. We put a lot of thought and care into our processes. Looking forward to partnering with you.
  • Encompass
    B
    Brian H
    San Diego, CA
    Posted on September 5th, 2024 01:45 AM
    James and his team are absolutely incredible. They are incredibly knowledgable, responsible, and such a pleasure to work with. They made everything quick and easy and closed in 14 days!
    Reply from Carmody Team
    April 18th, 2025 11:58 PM
    Thank you so much for the great feedback! It was a pleasure working alongside you to make this a smooth and quick closing for your clients. I’m always here to help make the process easy for you and your buyers — looking forward to many more...
    read more
  • Encompass
    N
    Nevin D
    SAN DIEGO, CA
    Posted on August 31st, 2024 02:34 PM
    They are very professional and organized.
    Reply from James S. Carmody
    April 19th, 2025 12:08 AM
    Thank you for your generous review Nevin. It was a privilege to assist you with your financing needs. Wishing you all the best in your new home!
  • Encompass
    P
    Patrick S
    San Diego, CA
    Posted on August 23rd, 2024 09:38 PM
    Customer service and knowledge
    Reply from James S. Carmody
    April 19th, 2025 12:07 AM
    I truly appreciate your collaboration and professionalism Patrick. Working with agents like you makes all the difference!
  • Encompass
    D
    Denise N
    Oakland, CA
    Posted on August 16th, 2024 04:59 PM
    Always on top of things, I know I'm good hands and that I'm going to get my desired loan. The Carmody Team is the BEST!
    Reply from James S. Carmody
    April 19th, 2025 12:05 AM
    I sincerely appreciate your kind words and the opportunity to help you achieve your homeownership goals Denise. It was a pleasure working with you, and I’m here for you whenever you need expert guidance or support down the road.
  • Encompass
    C
    Christopher R R
    San Diego, CA
    Posted on August 16th, 2024 03:55 PM
    Thank you for your help.
    Reply from James S. Carmody
    April 19th, 2025 12:05 AM
    Thank you for allowing me to be part of such an important milestone Christopher. Your trust and confidence mean the world, and I’m proud to have helped make your experience a positive one. Please don’t hesitate to reach out if I can ever assist...
    read more
  • Encompass
    C
    Collan L K
    POWAY, CA
    Posted on August 2nd, 2024 12:23 AM
    Professional and effective.
    Reply from James S. Carmody
    April 19th, 2025 01:45 AM
    Thank you Collan! It was a pleasure working with you, and I’m grateful for the opportunity to assist you. Wishing you all the best moving forward!
  • Encompass
    E
    Elizabeth R
    VALLEY CENTER, CA
    Posted on July 26th, 2024 03:38 PM
    Communication
    Reply from James S. Carmody
    April 19th, 2025 12:04 AM
    I sincerely apologize for any delays in communication. We will be working diligently to resolve this issue and unsure our clients clear and consistent communication.
  • Encompass
    A
    Abigail C S
    Vista, CA
    Posted on July 15th, 2024 05:53 PM
    Great service.
    Reply from James S. Carmody
    April 19th, 2025 12:02 AM
    Thank you for taking the time to write a review Abigail. It was an honor to assist you throughout your home financing journey. I’m grateful for the trust you placed in me and my team, and I look forward to being a continued resource for you...
    read more
  • 111–120 of 629
    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235