

James S. Carmody
Branch Manager | NMLS# 308051

It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Fast, professional service.
Reply from James Carmody
September 17th, 2024 05:55 PM
Thank you Adam! Grateful for the opportunity to work with you.
Great communication, professionalism, doing what they said they would and on time!James, Aaron & staff at Synergy are great to work with. They're my new lender and I'll be referring them.Sincerely,Ron Johnson (RJ) First Team Real Estate #01271330...
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Reply from James Carmody
September 10th, 2024 05:15 PM
Thank you RJ! We appreciate the great feedback. We put a lot of thought and care into our processes. Looking forward to partnering with you.
James and his team are absolutely incredible. They are incredibly knowledgable, responsible, and such a pleasure to work with.
They made everything quick and easy and closed in 14 days!
Reply from Carmody Team
April 18th, 2025 11:58 PM
Thank you so much for the great feedback! It was a pleasure working alongside you to make this a smooth and quick closing for your clients. I’m always here to help make the process easy for you and your buyers — looking forward to many more...
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They are very professional and organized.
Reply from James S. Carmody
April 19th, 2025 12:08 AM
Thank you for your generous review Nevin. It was a privilege to assist you with your financing needs. Wishing you all the best in your new home!
Customer service and knowledge
Reply from James S. Carmody
April 19th, 2025 12:07 AM
I truly appreciate your collaboration and professionalism Patrick. Working with agents like you makes all the difference!
Always on top of things, I know I'm good hands and that I'm going to get my desired loan. The Carmody Team is the BEST!
Reply from James S. Carmody
April 19th, 2025 12:05 AM
I sincerely appreciate your kind words and the opportunity to help you achieve your homeownership goals Denise. It was a pleasure working with you, and I’m here for you whenever you need expert guidance or support down the road.
Thank you for your help.
Reply from James S. Carmody
April 19th, 2025 12:05 AM
Thank you for allowing me to be part of such an important milestone Christopher. Your trust and confidence mean the world, and I’m proud to have helped make your experience a positive one. Please don’t hesitate to reach out if I can ever assist...
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Professional and effective.
Reply from James S. Carmody
April 19th, 2025 01:45 AM
Thank you Collan! It was a pleasure working with you, and I’m grateful for the opportunity to assist you. Wishing you all the best moving forward!
Communication
Reply from James S. Carmody
April 19th, 2025 12:04 AM
I sincerely apologize for any delays in communication. We will be working diligently to resolve this issue and unsure our clients clear and consistent communication.
Great service.
Reply from James S. Carmody
April 19th, 2025 12:02 AM
Thank you for taking the time to write a review Abigail. It was an honor to assist you throughout your home financing journey. I’m grateful for the trust you placed in me and my team, and I look forward to being a continued resource for you...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235